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8 year old awarded €12,000 compensation for car accident

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Comments

  • #32
    DrPhilG
    Registered Users, Registered Users 2 Posts: 12,437 ✭✭✭✭DrPhilG


    There are endless cases of ridiculous insurance payouts.

    This is not one of them. Chancers throwing themselves on the floor of a chippy and getting €50k and that sort of nonsense, yes.

    A genuine accident resulting in a child getting a €12k payout is both a legitimate claim and a relatively minor payout.

    The problem is that someone with damn all wrong with them would get a similar amount in a spurious whiplash claim.


  • #33
    Bannasidhe
    Registered Users, Registered Users 2 Posts: 19,204 ✭✭✭✭Bannasidhe


    Up Donegal wrote: »
    There was a guy on the radio today who commented on how some claimants came to court stating that they had to attend physio, counselling, etc after their accidents. But, when their cases were heard and they received compensation, they suddenly stopped attending their physio and counselling sessions!

    I heard him too and my first thought was how long does he expect people to be in physio??
    It can take years to get to court and people are not necessarily going to physio sessions for longs - few years ago I snapped my Achilles. 10 weeks in a cast. 10 weeks learning how to re-walk - without a limp. 4 physio sessions where I was shown all the exercises, given instructions on how to make a wobble board, and sent off to get on with it.

    If I had claim in - I could have had but chose not to - I would have been probably back at work before it even got processed never mind settled


  • #34
    Irish Guitarist
    Closed Accounts Posts: 5,736 ✭✭✭Irish Guitarist


    I don't see the problem. Are people not supposed to sue for anything now? I don't even understand why this needs to be a news story.


  • #35
    Deebles McBeebles
    Registered Users, Registered Users 2 Posts: 5,969 ✭✭✭Deebles McBeebles


    Deleted User wrote: »
    Another one. We need a new forum: 'Compensation watch' (put it next to the 'Traveller Watch' forum)

    I'm struggling to find a word or phrase (maybe/hopefully due to the time) for this kind of post but there is one in every thread. Can anyone coin it?


  • #36
    meeeeh
    Registered Users, Registered Users 2 Posts: 11,612 ✭✭✭✭meeeeh


    sbsquarepants wrote: »
    There just seems to be a rush to decry every insurance pay out made on here these days, it's herd following at it's finest. Beat your chest and lament the poor insurance companies woes.

    I haven't read the details of this case, but I don't suppose anyone criticising it has bothered to stop and think that possibly an 8 year old child might actually find the experience of a car crash a bit traumatic?

    Also the bloody insurance company settled - they decided that this was the way to go, doubtless because it best serves their own financial interest. God love them.

    People seriously need to start thinking for themselves!
    Yes because they would have to pay more in fees to dispute the case in court.

    And it's not poor insurance company woes, it's the consumer who pays. We find it impossible to insure anyone under 25 with a full licence for more than 2 years on a van. That means we won't be employing younger people for certain positions. If we will be able to renew the liability insurance that is because it might be that we will just have to close down like so many other businesses.

    I'm quite capable of thinking for myself, I'm also able to read comparisons of payouts in Ireland to those in other countries, I can see how many insurers are leaving the market and I know how costs of insurance are going up. But keep on cheering the compo culture and soon it will affect you too.


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  • #37
    sbsquarepants
    Registered Users, Registered Users 2 Posts: 11,810 ✭✭✭✭sbsquarepants


    meeeeh wrote: »
    . But keep on cheering the compo culture and soon it will affect you too.

    I'm not cheering on any compo culture.

    You'd swear that insuring young drivers being expensive was some new phenomena. My first insurance was about 25 years ago on a 1.4L Nissan sunny estate, hardly a boy racers car, it cost me over £6k pounds roughly €7,500.

    Insurance companies are to blame for this crap themselves - they throw money around like confetti at times, and why do they do so? Because they don't pay claims, consumers pay claims, insurers merely handle the transaction, and take a percentage for their troubles.

    It's a gravy train for insurers and solicitors etc. They are to blame, not some 8 year old kid who happened to be in a car crash!

    You buy insurance for a bloody reason - if something goes wrong it's supposed to be there to compensate you, that's not playing the system, it's utilising the product you've paid for!


  • #38
    meeeeh
    Registered Users, Registered Users 2 Posts: 11,612 ✭✭✭✭meeeeh


    sbsquarepants wrote: »
    I'm not cheering on any compo culture.

    You'd swear that insuring young drivers being expensive was some new phenomena. My first insurance was about 25 years ago on a 1.4L Nissan sunny estate, hardly a boy racers car, it cost me over £6k pounds roughly €7,500.
    It's not abut being expensive it's about being able to insure. Our insurer doesn't insure people younger than 25 and because we had a van stolen we couldn't move insurance. It's about getting insurance to run your business.

    Give me a break about psychological damages after a car crash. Your are right it's not 8 years old's fault it's his/hers scumbag parents and their solicitors. The child will be taught early in life to expect money for nothing.


  • #39
    Allinall
    Registered Users, Registered Users 2, Paid Member Posts: 7,885 ✭✭✭Allinall


    meeeeh wrote: »
    It's not abut being expensive it's about being able to insure. Our insurer doesn't insure people younger than 25 and because we had a van stolen we couldn't move insurance. It's about getting insurance to run your business.

    Give me a break about psychological damages after a car crash. Your are right it's not 8 years old's fault it's his/hers scumbag parents and their solicitors. The child will be taught early in life to expect money for nothing.

    How do you know it was nothing?


  • #40
    meeeeh
    Registered Users, Registered Users 2 Posts: 11,612 ✭✭✭✭meeeeh


    Allinall wrote: »
    How do you know it was nothing?

    I'm sure it was serious enough to make a few visits to the gp. I also bet that the settlement will be great cure for psychological damage like the court settlement can magically cure whiplash with 100% success rate.


  • #41
    sbsquarepants
    Registered Users, Registered Users 2 Posts: 11,810 ✭✭✭✭sbsquarepants


    meeeeh wrote: »
    It's not abut being expensive it's about being able to insure. Our insurer doesn't insure people younger than 25 and because we had a van stolen we couldn't move insurance. It's about getting insurance to run your business.

    Give me a break about psychological damages after a car crash. Your are right it's not 8 years old's fault it's his/hers scumbag parents and their solicitors. The child will be taught early in life to expect money for nothing.

    It seems to me the ones who want money for nothing are the insurance companies! Your insurer for example was happy enough to take your money, until you had the audacity to ask them to provide what they are charging you for.

    There are of course false claims and that is of course fraud and should be treated as such, but that doesn't mean that every pay out is fraudulent or excessive. Was your stolen van claim legit for example? Does the driver being 26 mean his van is less likely to be stolen?

    Every day on here there's a "look at this outrageous pay out" thread and when you look at most of them they seem quite reasonable to me. People buy insurance to be insured, not just for the craic!

    You don't think something as scary as a car crash could actually unsettle a child? I brought my daughter to the cinema to watch detective Pikachu about a week or 2 back, she couldn't sleep that night because she was afraid of the monsters! (she's 3 by the way).


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  • #42
    meeeeh
    Registered Users, Registered Users 2 Posts: 11,612 ✭✭✭✭meeeeh


    sbsquarepants wrote: »
    You don't think something as scary as a car crash could actually unsettle a child? I brought my daughter to the cinema to watch detective Pikachu about a week or 2 back, she couldn't sleep that night because she was afraid of the monsters! (she's 3 by the way).

    Well you should sue the cinema for emotional damages then I guess.

    And all international comparison show that payout in Ireland are of the scale, the insurers are leaving market (as well documented) but if it's reasonable for you then I guess you won't complain when there is nowhere to take your daughter because amusement businesses can't get insurance.


  • #43
    sbsquarepants
    Registered Users, Registered Users 2 Posts: 11,810 ✭✭✭✭sbsquarepants


    meeeeh wrote: »
    Well you should sue the cinema for emotional damages then I guess.

    :D

    Maybe I will - have you got Josepha Madigans phone number?


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