cheque lodgement in Germany

suave.4u · 20-04-2019 10:25PM #1

HI,

I have a BOI account.
I would like to send over a cheque to my friend in Germany (for EUR 3000). Can he en-cash it there (or lodge in his bank account)? How much time will it take for the funds to land in his account.

Regards,

Cheshire Cat · 22-04-2019 12:57PM

I doubt it very much .I left Germany 14 years ago and even then it was extremely difficult to lodge cheques drawn on foreign banks. Clearance would take weeks Cheques were phased out there years ago. Why don't you transfer the money to their account? With SEPA it's quick, easy and safe.

RossieMan · 22-04-2019 01:09PM

No reason to use a cheque in this day and age. It'll take weeks to clear, if they ecen make an exception to clear it. As above, send it online with a SEPA payment. Payment the same day, if done early, or the next working day.

suave.4u · 22-04-2019 07:56PM

thx guys. I wanted to give him a present. I was initially looking into prepaid gift card. The only option was swirlcard, but the maximum load amount is EUR 250.

He will not give me his bank account if he gets to know that I want to transfer EUR 3000 as a gift.
If the cheque does not work, how about a bank draft ?

RossieMan · 22-04-2019 08:14PM

It's the same thing.

In regards to not being accepted and the timeframe. Not as in the same thing for the usual stupidity of some boards members.

Cheshire Cat · 22-04-2019 09:33PM

Do you know if the recipient has PayPal? If you have the email they use for PayPal you could send money that way. Not sure if you can send €3000 in one go, you might have to do more than one transaction.

23-04-2019 08:52AM

3K with PayPal will trigger all sorts of security checks.

Victor · 23-04-2019 09:07AM

Tow wrote: »

3K with PayPal will trigger all sorts of security checks.

Agreed. €3,000 is money laundering territory.

suave.4u · 23-04-2019 10:44AM

What to do

As we are all in the Eurozone, I was thinking a cheque/bank draft would work.

BIGT4464 · 23-04-2019 11:10AM

The Germans will have a massive laugh if your mate turns up with one of those at that bank.

Bank of Ireland: Tara · 23-04-2019 11:34AM

suave.4u wrote: »

HI,

I have a BOI account.
I would like to send over a cheque to my friend in Germany (for EUR 3000). Can he en-cash it there (or lodge in his bank account)? How much time will it take for the funds to land in his account.

Regards,

Hi suave.4u,

Thanks for contacting us here.

In this instance, the time frame would need to be checked with the German bank. We'd only be able to advise on how long a foreign cheque/draft would take to clear if lodged to a BOI account which is 4-6 weeks.

Thanks
Tara

cheque lodgement in Germany

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