Can you be the main driver on a car you don't own?

Jp1506 · 2019-04-20 18:04:42

My grandmother is the main driver on her car that's in her name. I'm a named driver on her policy. Could she sell the car to me, as in transfer the car into my name but remain the main driver on the insurance policy.

20-04-2019 07:04PM

#1

Jp1506

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My grandmother is the main driver on her car that's in her name. I'm a named driver on her policy. Could she sell the car to me, as in transfer the car into my name but remain the main driver on the insurance policy.

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#2 20-04-2019 07:06PM

fullstop

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Jp1506 wrote: »

My grandmother is the main driver on her car that's in her name. I'm a named driver on her policy. Could she sell the car to me, as in transfer the car into my name but remain the main driver on the insurance policy.

No, unless they’ve changed the rules in the last couple of years.

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#3 20-04-2019 07:45PM

grogi

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There is nothing fundamental that prevents this (stop the 'insurable interest' nonsense if you don't understand it).

But in an effort to minimize risk exposure, none of the insurance companies in ROI I am aware of would quote her in such scenario.

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#4 20-04-2019 08:31PM

biko

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Probably not, it could be seen as fronting.

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