can you move money from credit card to current account free or is there a fee?

patrickmrogan wrote: »

whats an alternative roundabout method i should do to take money from my credit card and put it into my current account?

The fees for cash advance on most credit cards are very high. I would never advise anyone to use a credit card to take out cash. If you need to bump your balance on your current account up you would be better off getting a credit union loan rather than take cash out on your credit card, the rates would be better. There may be a cheaper way out there but cash on a credit card is certainly one of the most expensive ways. 

Gooser14 wrote: »

Is your credit card in credit?

Good question. If there is a positive balance on your credit card you can ask the credit card company to transfer that amount to your bank account. This sometimes happened to me in the past when I accidentally paid my credit card bill twice via an online banking app that didn't update my balance when I processed the first payment. 

Taking money out of a credit card with a credit balance does not attract a fee or interest. If it is in debit, you start clocking up interest when you withdraw the cash. There is no grace period. And there is a cash advance fee on top too.