BOI Goal Saver Account

Hibernicis · 11-09-2018 05:39PM #1

I have two Goal Saver Accounts. The BOI interest rate information sheet shows that a rate of 1.35% applies to "a max" of 15,000, and a rate of .25% applies when the balance exceeds this.

I have reviewed the Goal Saver Information and Terms & Conditions on the BOI Website and nowhere is this set out clearly whether the reduced rate applies to the excess over 15,000 only, or to the entire balance.

I would have assumed that the rules were similar to the 365 Monthly Saver Account as set out in this thread

Can you clarify this for me please ?

Bank of Ireland: Tara · 12-09-2018 08:54AM

Hi Hibernicis,

Thanks for contacting us here on Boards.ie.

What you've assumed is correct, the rate of 1.35% applies to balances up to €15000 and any balance above this then earns interest at 0.25%. For example, if you had a balance of €20000, €15k would earn 1.35% and the remaining €5k would earn 0.25%.

Thanks
Tara

BOI Goal Saver Account

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