Credit card vs debit car for renting a car from Dublin airport.

Nicknamed wrote: »

This quote seems to have the insurance cover. Does it still mean, I will be asked to buy more insurance at the counter?

The only potential may be personal injury cover I'd guess
edit: checking Budgets insurance names, they don't have the excess waiver there so they will almost certainly offer that at the counter

Nicknamed wrote: »

If I have blue insurance for this rental would the price come down further? Thanks

You can refuse the loss waivers but, excess cover or not, if you use a debit card they will take a huge hold on cash in your current account until the car is returned and the bank may take days or weeks to release the funds back to you.

Nicknamed wrote: »

I will be able to use a credit card for this booking

In that case you may be able to refuse the collision damage waiver from that quote but it won't save much - a few euro. And you'd want to ensure that your excess cover from elsewhere covers enough

There are usually 5 (or 6) layers of insurance on hire cars...

*you have third party insurance included with the quote as its a legal requirement basically everywhere. You really can't ever get rid of this
*you have the collision damage waiver which reduces your excess for first party damage down to under a grand normally - from 10-30k or so depending on the car. Some insurers let you get rid of this, some don't
*you may have theft insurance, which may or may not have its own excess. This may or may not be optional.
*you have the 'super' collision damage waiver or excess insuraace which brings the excess to nil for damage and may or may not bring the theft excess to nil. This is nearly always optional but I've seen deals for under-25s requiring it
*if it doesn't bring the theft excess to nil, there may be another optional one to do this
*you have personal injury insurance, this is nearly always optional