Liberty insurance

mickwat155 · 29-03-2018 11:25PM #1

Hey folks,

Just wondering what's libertys policy on changing from private insurance to commerial insurance but for private use only? Just weighting up my options for my next yoke

TrailerBob · 30-03-2018 12:39AM

I'm with liberty on a commercial motor policy but it covers social, domestic and pleasure use also. It puts a query on the tax system which says such use in a commercial is invalid, but yet insurance allows for it. If the vehicle is commercial in construction, then most insurance companies will insist on a commercial policy. Dealing through a broker for the last 15 years. 10 on the same vehicle. Was told a private policy would not apply

mickwat155 · 30-03-2018 12:41AM

TrailerBob wrote: »

I'm with liberty on a commercial motor policy but it covers social, domestic and pleasure use also. It puts a query on the tax system which says such use in a commercial is invalid, but yet insurance allows for it. If the vehicle is commercial in construction, then most insurance companies will insist on a commercial policy. Dealing through a broker for the last 15 years. 10 on the same vehicle. Was told a private policy would not apply

Thanks for the reply I've built up 6 years no claims so be a sin to piss them away just for the sake of a van if that's the case

TrailerBob · 30-03-2018 12:55AM

Just be aware that if you've been on a private policy ,you may have to fight your corner with the no claims bonus as companies like to ignore previous experience in the opposite section, had this issue before mirroring a bonus from one to the other

Cod97 · 22-10-2018 09:32PM

TrailerBob wrote: »

I'm with liberty on a commercial motor policy but it covers social, domestic and pleasure use also. It puts a query on the tax system which says such use in a commercial is invalid, but yet insurance allows for it. If the vehicle is commercial in construction, then most insurance companies will insist on a commercial policy. Dealing through a broker for the last 15 years. 10 on the same vehicle. Was told a private policy would not apply

Hi i have a few questions you might be able to help me with.

1.) is it possible to get commercial tax without TAX number?

2.) can I have commercial insurance but non-commercial road tax ?

Thanks

Cod97 · 22-10-2018 09:33PM

Hi all,

I have a car and want to buy a van because I have to carry a tool box and climbing equipment to work daily.
The company I work for is a very large company who have work veichle's so they will not provide me with a VAT number.

1.) Can I get commercial tax without a VAT number?
Or
2.) Can I have a van with commercial insurance but normal non commercial road tax?

Thanks for your time and I look forward to your reply.

Liberty insurance

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