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Buy an ex hire purchase car

  • 16-11-2017 08:54PM
    #1
    98q76e12hrflnk
    Closed Accounts Posts: 1,203 ✭✭✭


    Hi all.

    So I'm looking to buy an 2010 astra tomorrow. Just did got the cartell report. Says 2 owners 1st was dealer (6 years) 2nd owners (seller). So cartell said it cleared of hire purchase. My question is why is the dealer coming up as 1st owner for 6 years when the seller bought it from new even though he bought it hire purchase. Is this normal?
    Thanks


Comments

  • #2
    Reputable Rog
    Registered Users, Registered Users 2 Posts: 2,105 ✭✭✭Reputable Rog


    Noe Eager Headboard wrote: »
    Hi all.

    So I'm looking to buy an 2010 astra tomorrow. Just did got the cartell report. Says 2 owners 1st was dealer (6 years) 2nd owners (seller). So cartell said it cleared of hire purchase. My question is why is the dealer coming up as 1st owner for 6 years when the seller bought it from new even though he bought it hire purchase. Is this normal?
    Thanks

    Because you don't own the car until the final payment is made under HP.


  • #3
    Isambard
    Registered Users, Registered Users 2 Posts: 5,777 ✭✭✭Isambard


    how can you insure it then?


  • #4
    Del2005
    Registered Users, Registered Users 2 Posts: 19,148 ✭✭✭✭Del2005


    Isambard wrote: »
    how can you insure it then?

    The lease means that you have an insurable interest.


  • #5
    grogi
    Registered Users, Registered Users 2 Posts: 7,890 ✭✭✭grogi


    Del2005 wrote: »
    The lease means that you have an insurable interest.

    Every driver has insurable interest in third party liability cover. Please stop repeating this nonsense...


  • #6
    98q76e12hrflnk
    Closed Accounts Posts: 1,203 ✭✭✭98q76e12hrflnk


    Ok so the dealer being the first owner for 6 years is ok if under hire purchase this is correct?


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