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VHI Multitrip Travel Insurance - Can no longer take the flight

  • 27-09-2017 08:19PM
    #1
    Registered Users, Registered Users 2 Posts: 1,164 ✭✭✭


    Hi! I have insurance with VHI. Something came up, where my girlfriend can’t take the initial flight over.

    Anyway, has anyone been able to get reimbursed with VHI for not being able to make a flight due to work commitments? Flights with Aer Lingus, Return for two people. About €300 worth.


Comments

  • Closed Accounts Posts: 2,060 ✭✭✭Sue Pa Key Pa


    Looking at their policy document, it would appear that a change in work circumstances is a specific exclusion, which would be industry standard. The Cancellation & Curtailment cover is designed for not being able to travel for medical reasons


  • Registered Users, Registered Users 2 Posts: 86,596 ✭✭✭✭Atlantic Dawn
    GDY151


    Work commitments would not be covered.

    Might work out best to reschedule your original booking, the fee might be lower than a fresh booking.


  • Registered Users, Registered Users 2 Posts: 7,970 ✭✭✭munchkin_utd


    The terms and conditions are here
    https://www.vhi.ie/pdf/products/MultiTrip%20Rules_01Aug17_MHMT30.pdf (page 22 btw)
    Its all very fair but I dont see where you can just decide to not travel, which is your choice rather than an insurable risk.


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