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Old bad credit card debt

  • 04-08-2017 10:10AM
    #1
    cassidy1207987
    Registered Users, Registered Users 2 Posts: 9 ✭


    6 years ago I stupidly was unable to pay a credit card and they canceled it and sold it on. Havnt had a call about this is years . Now after I am in a position to pay it off and start applying for a mortgage soon.. I called MBNA and they have no info on this. Also I got my credit report and nothing on it? What do I do? Who do I pay if any? Blank credit report with all correct info given.. Don't want it showing when I apply for mortgage of possible. Also never used boards so forgive me if I did anything wrong.


Comments

  • #2
    Trish56
    Registered Users, Registered Users 2 Posts: 1,256 ✭✭✭Trish56


    I would do nothing obviously written off and not showing on your credit report so best left alone.


  • #3
    cassidy1207987
    Registered Users, Registered Users 2 Posts: 9 ✭cassidy1207987


    Trish56 wrote: »
    I would do nothing obviously written off and not showing on your credit report so best left alone.

    Thanks.. Just afraid it will raise its head on a mortgage credit check and I would of liked to have said I sorted that if it did..


  • #4
    Pollough
    Registered Users, Registered Users 2 Posts: 14 ✭Pollough


    Any update on this? I would be in the same position?


  • #5
    [Deleted User]
    Posts: 1,839 ✭✭✭ [Deleted User]


    Statute of Limitations


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