Uk Credit Report but always lived in ROI

stan_boy2 · 2017-03-31 16:45:28

In the process of getting a mortgage with my partner. I earn my salary in Sterling because I get paid by a company in the North. However I have always lived in the Republic Of Ireland and only have a northern bank account for my Sterling salary. Haven our mortgage provider have asked me to provide a UK credit…

31-03-2017 05:45PM

#1

stan_boy2

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Join Date: February 2010

Posts: 3

In the process of getting a mortgage with my partner. I earn my salary in Sterling because I get paid by a company in the North. However I have always lived in the Republic Of Ireland and only have a northern bank account for my Sterling salary.

Haven our mortgage provider have asked me to provide a UK credit report/rating. However I seem to be unable to get a UK Credit Report as I've never had a UK address.

Have tried:

Experian
Equifax
Noodle

Is it possible to get a UK credit report if you have never had a UK address?

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Comments

#2 31-03-2017 05:55PM

Trish56

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Join Date: November 2012

Posts: 1244

Your Broker needs to advise Haven that as you never lived outside Ireland that you are unable to get a Credit Report from the UK so ask for them to waive this condition.

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