Paying too much USC

AH92 · 24-08-2016 07:49PM #1

Hey guys,

My question is in regards to my pay as I am earning 29000 a year gross pay but I am paying USC of 96.15 every fortnight for the last year and a half. It did not dawn to me until a co worker mentioned that that is way to high as she is only paying 35 a fortnight,
After checking my PAYE online account I notice that on the allocation of rate bands USC part in my tax certificate there is my main employer listed and a second employer that I had worked for when I was a student but stopped over 3 years ago which is still listed there,
Would the reason for my high USC charge from revenue be that my usc credits are split between the 2 jobs? Do I just ring up and ask them to allocate all my usc credits to my main job and also would it be also possible to claim a refund on the extra USC I paid?
Thanks

gerrybbadd · 25-08-2016 09:31AM

Simply - Yes. This is exactly why you are paying so much.

That former employer must not have given Revenue a P45 to let them know you had finished, which is why it is still appearing on your record.

If you have a P45 from them yourself, you should send that in to get your records corrected. However, your best first step here is to ring Revenue anyhow, and ask them to transfer through the rate bands for USC to your current job

ibarelycare · 25-08-2016 04:14PM

Yes, just give your local Revenue office a call (enter your PPS number here to find the correct phone number).

They will then issue your employer with an updated tax credit cert for 2016 and in your next paycheque you will be refunded for all the USC you overpaid. In order to claim back the amount you overpaid in previous years, you will need to request a P21 balancing statement for those years (this can be done on your phonecall) and Revenue will issue you with a cheque, or you can provide them with your bank details via PAYE Anytime.

AH92 · 25-08-2016 06:48PM

Thanks for the replies guys, I rang them in the morning and they corrected my usc rate allocation, She said refund will be given in my payslip, I didn't cop it to ask if I am getting a refund included from 2015 as well, I'll ring up tomorrow and ask and mention the p21 balancing statement so thanks.

allthedoyles · 25-08-2016 08:58PM

AH92 wrote: »

Thanks for the replies guys, I rang them in the morning and they corrected my usc rate allocation, She said refund will be given in my payslip, I didn't cop it to ask if I am getting a refund included from 2015 as well, I'll ring up tomorrow and ask and mention the p21 balancing statement so thanks.

and if you had medical card any time during the last few years tell them about it too

jimmycrackcorm · 25-08-2016 09:16PM

Use the ROS online service to request balancing statements for the previous years since you worked for the last employer.

AH92 · 26-08-2016 06:53PM

Aye gonna use that p21 statement thanks, When I rang them up they said I need to send in my p60 to them in order to refund me for the last 2 years. Am I able to send that to them via online using the my paye account? After I send in the p60 if I just apply for the balancing statement will they know that I have overpaid my usc and automatically refund?
Thanks.

ibarelycare · 26-08-2016 07:55PM

AH92 wrote: »

Aye gonna use that p21 statement thanks, When I rang them up they said I need to send in my p60 to them in order to refund me for the last 2 years. Am I able to send that to them via online using the my paye account? After I send in the p60 if I just apply for the balancing statement will they know that I have overpaid my usc and automatically refund?
Thanks.

It's much easier to do this online. You just need to enter the figures from your P60s rather than posting anything in. If you are due a refund they'll see that from your p60 figures and will issue it to you.

Paying too much USC

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