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Options for PRSA pot transfer

  • 31-10-2025 01:31PM
    #1
    Registered Users, Registered Users 2 Posts: 310 ✭✭


    PRSA pot value is circa €130,000 with no contributions having been made for several years (and unlikely in the future). Circa 11 years left to needing access to the fund. 

    PRSA is with Zurich and taken out through LA Brokers (execution only) with a 1% AMC.

    Is there a lower AMC than 1% available, considering the above-mentioned details and is it worth transferring?

    Thank you in advance. 



Comments

  • Registered Users, Registered Users 2 Posts: 14,839 ✭✭✭✭Geuze


    Check out www.prsa.ie



  • Moderators, Business & Finance Moderators Posts: 18,098 Mod ✭✭✭✭Henry Ford III


    You want a better deal than a discount broker?

    No such thing as a free lunch.

    You'd better served reviewing your fund choices and fine tuning them. Expect to pay a professional if you engage one.



  • Moderators, Business & Finance Moderators Posts: 11,096 Mod ✭✭✭✭Jim2007


    What is your annualized return on the fund? How is the fund doing against it's benchmark? Cost is just one aspect of the decision and if you are getting a good return, then paying for performance is not an issue.



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