Transfering insurance from one car to another

Sandor Clegane

I got my first car a little over a year ago and I'm changing it soon, reason is its only a 3 door and I need something with 4 door considering I bring people around a lot.

I have no experience with any of this stuff so I'm just wondering will there be much hassle in transfering insurance? is it just a matter of having it switched or will I have to pay something? how does it work? both cars are the same engine size 1.4L.

Orban6

Phone your company. They will do it on the spot. May incur a charge.

con747

https://www.boards.ie/discussion/2058418497/transfering-insurance-from-one-car-to-another

It might be possible to do it through the online portal as well, most companies have that feature now. Or as said, just ring them.

bazz26

Some allow you to transfer it online, others you have to email or ring them.

One thing to note is that don't wait until a weekend to try getting them to transfer it as only their emergency claims department are open and they won't be able to do it for you. If your collecting a car on a Saturday then pre arrange it with your insurance company to transfer the insurance over at a certain time.

MrFrisp

https://www.boards.ie/discussion/comment/123594237#Comment_123594237

I have that option wth my AXA insurance portal.

However, when I've went to use it, it tells you the option isn't available online, and you need to ring them.

Absolute waste having the option there in the first place.

kirving

Even though both cars are 1.4, they may fall into completely different insurance categories due to their cost, safety features, or power output,

For example a Skoda Fabia 1.4 has 68bhp, while a VW Polo 1.4 has 189bhp. Just to be aware of when comparing "1.4" to "1.4".

User1998

https://www.boards.ie/discussion/comment/123596343#Comment_123596343

There has never been a 1.4 Polo with 189bhp. A Polo GTI comes close but thats a different car entirely😂

kirving

https://www.boards.ie/discussion/comment/123596389#Comment_123596389

Sorry yes, typo on my end, it's often referred to as "180 bhp" but is actually a tiny bit less. Really just to make the point that "1.4" isn't necessarily representative of the insurance group.