direct debit cancellation after death of account holder

misc2013

Hi. My relative passed away and her bank account has been frozen. She has direct debits outstanding. Re ESB, the house needs it for the foreseeable so while the direct debit is going to bounce back now, I want to be able to.pay it off manually via post office/ by phone. How much hassle is this going to be? Fortunately I'm an authorised person kn her account but is it necessary to cite death of the account holder and just request changing from direct debit to manual OR if I need to disclose death of the account holder, what then do I need to do/ provide? Will I have to put the account into my name?

Just trying to keep it simple for the next 6-12 months till house is inevitably sold.

Mrs OBumble

Are you the executor of the estate? Because that is who should be paying any interim bills before the assets are distributed.

Seth Brundle

https://www.boards.ie/discussion/2058405505/direct-debit-cancellation-after-death-of-account-holder

Firstly, my condolonces on your loss.

I'd advise talking to the solicitor for her estate, who I assume notified the bank and had the account frozen (or was this someone else?).

Also talk to Electric Ireland and get their advice @ https://www.electricireland.ie/residential/help/detail/how-do-i-notify-electric-ireland-of-a-bereavement

misc2013

Thanks.

I understand that and yes I'm co Executor and of course will pay bills. I want to just pay manually as the direct debit will bounce back. As I understand it, from her bank, we can't do anything about direct debit.

Ill ring electric ireland and hopefully it won't be too convoluted. The bills will be paid.

Ten Pin

Should be able to pay manually by online bank transfer using the Account Number (not the MPRN) on the bill as payment reference.
EI IBAN listed here...

https://www.electricireland.ie/residential/help/detail/how-do-i-set-up-an-electronic-funds-transfer-%28eft%29-on-my-bank-account-to-pay-my-electric-ireland-bill