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insurance 07d 1.4 golf age 47 lots of NCB?

  • 18-09-2024 10:07am
    #1
    Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭


    Any tips to get best quote?

    my renewal came in at 480 123.ie, Chill came up with 380.

    I do 8000kms a year, age 47, live dublin, don't use car to go to work, lots of NCB the max, and no points etc.

    Cheers, in advance



Comments

  • Registered Users, Registered Users 2 Posts: 1,239 ✭✭✭BlakeS94


    Best way is just to ring and say you're not happy. NCB is the same from 5 years on for most insurers it doesn't matter from then onwards it's the same bonus i.e 75% discount thereabouts.

    Different people will tell you different things "this insurer is the best quote I got" but doesn't seem to be any rhyme or reason going from person to person.

    Friend of mine is the same age as me, same NCB, same points, same car in the same year and we live in the same area, and his quote with AXA was 250 more than mine, explain that??



  • Registered Users, Registered Users 2 Posts: 7,681 ✭✭✭User1998


    Tell them you have an alternative quote of €380. Or shop around further.



  • Moderators, Business & Finance Moderators Posts: 17,856 Mod ✭✭✭✭Henry Ford III


    Try a good broker with a decent motor book of business.

    Oh and use the correct forum 😉



  • Registered Users, Registered Users 2 Posts: 839 ✭✭✭mk7r


    Honestly that is already pretty cheap



  • Registered Users, Registered Users 2 Posts: 4,238 ✭✭✭hoodie6029


    You’re like a dog with a bone with getting the once or twice a month insurance threads into that ghost town, we’re not exactly inundated here!
    ’MODS!? MODS!? Can you move this to the graveyard of the insurance forum? This thread is in slightly the wrong place.’

    I haven’t seen our remaining mod in weeks. Personal abuse, trolling and zombie thread reign. Welcome to the thunderdome, I mean, Motors….

    This is water. Inspiring speech by David Foster Wallace https://youtu.be/DCbGM4mqEVw?si=GS5uDvegp6Er1EOG



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  • Registered Users, Registered Users 2 Posts: 7,681 ✭✭✭User1998


    Personally I don’t see the issue with car insurance threads in the motors section. Plenty of helpful posters here and they make for good reading sometimes.



  • Registered Users, Registered Users 2 Posts: 3,663 ✭✭✭pah


    Anything sub 400 is a reasonably good price IMO



  • Registered Users, Registered Users 2 Posts: 4,238 ✭✭✭hoodie6029


    The insurance forum is dead. If you want a thread to go unanswered, post one there. I asked boards admin to lock it to new posts a few months ago. They are looking into it….

    This is water. Inspiring speech by David Foster Wallace https://youtu.be/DCbGM4mqEVw?si=GS5uDvegp6Er1EOG



  • Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭gsi300024v


    Last year with 123.ie it was 377 this year they wanted 478, how can this be?

    I queried it and they came down 20 euros just, seem a bit mad.

    I got for 365 in the end after shopping around, cheaper than last year!



  • Registered Users, Registered Users 2 Posts: 1,668 ✭✭✭Gooser14


    123.ie is the RCA insurance website. Try some others like An Post, AVIVA, AXA etc. Also, there can be a huge price difference if you pay upfront rather than monthly. You also need to make sure the lower quotes are providing the same cover. Some companies exclude such things as windscreen, NCB protection and/or breakdown recovery cover from their basic quote.



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  • Registered Users, Registered Users 2 Posts: 1,065 ✭✭✭gsi300024v


    I never claim for things like windscreens or anything, but yep I should chack, went for the 365 quote, its cheaper than last year even.



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