USE A BROKER FOR A MORTGAGE OR GO DIRECT TO BANKS

frank017

Hi ,

this question has probably been asked here before but in the current market,

any thoughts on what is the best route broker or go direct to a bank ?,

Thanks

Henry Ford III

A good Broker will know which lender might suit you and importantly which won't.

Going direct might risk getting declined.

Costs are very similar.

JTMan

Use 3 routes.

1. Use comparison websites such as CCPC.ie to compare direct rates.

2. Use a broker such as Doddle.ie which is fully online.

3. Check out your local credit union rates.

Go with the lowest rate for the optimal term for you.

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The J Stands for Jay

Do the brokers still have their own application forms that they use with all the lenders? Less hassle than filling out forms for each individual lender. Also, I think Avant only sells through brokers.

cromelex

The likes of Avant and Finance Ireland only deal through brokers, so you're better of going with one so you can have the full range of offers.

extra-ordinary_

https://www.boards.ie/discussion/comment/121958608#Comment_121958608

Avant and especially Finance Ireland are no longer a realistic option with their interest rates where they are, no?