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Paying off mortage - what happens to deeds? (Ulsterbank)

scot1964 · 2023-06-29 21:27:25

Hi. I'm one payment from paying off my mortgage. It'll be paid early so no correspondence from bank yet. What happens to the deeds. As it's Ulsterbank (who are leaving Ireland) what happens to the deeds? I've tried my lawyer but as I work away, I'm having difficulty getting any response. Thanks

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29-06-2023 10:27pm

#1

scot1964

Registered Users Posts: 35 ✭

Join Date: July 2015

Posts: 22

Hi. I'm one payment from paying off my mortgage. It'll be paid early so no correspondence from bank yet.
What happens to the deeds. As it's Ulsterbank (who are leaving Ireland) what happens to the deeds?
I've tried my lawyer but as I work away, I'm having difficulty getting any response.

Thanks

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#2 29-06-2023 10:30pm
Jim_Hodge

Registered Users Posts: 10,522 ✭✭✭✭

Join Date: February 2020

Posts: 9548

We just requested them and they were sent to us.

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#3 29-06-2023 10:37pm
Madd002

Registered Users Posts: 299 ✭✭

Join Date: January 2021

Posts: 297

You need to contact your bank and request I think a settlement form that shows final balance owed and you sign for deeds to come back to you or nominate your solicitor think the fee is €30.

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#4 30-06-2023 12:03am
Lenar3556

Registered Users Posts: 1,366 ✭✭✭

Join Date: November 2018

Posts: 1365

The loan likely transferred to PTSB, so I would write to their mortgage operations department seeking them.

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#5 30-06-2023 12:06am
Bridget Clarke

Registered Users Posts: 71 ✭✭

Join Date: June 2018

Posts: 66

https://www.boards.ie/discussion/2058302980/paying-off-mortage-what-happens-to-deeds-ulsterbank

Oh boy. Lucky you!! Congratulations on being almost mortgage free. I DO envy you! Enjoy your new freedom 😊

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