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Paying off mortage - what happens to deeds? (Ulsterbank)

scot1964 · 2023-06-29 21:27:25

Hi. I'm one payment from paying off my mortgage. It'll be paid early so no correspondence from bank yet. What happens to the deeds. As it's Ulsterbank (who are leaving Ireland) what happens to the deeds? I've tried my lawyer but as I work away, I'm having difficulty getting any response. Thanks

29-06-2023 9:27pm

#1

scot1964

Registered Users, Registered Users 2 Posts: 35 ✭

Join Date: July 2015

Posts: 22

Hi. I'm one payment from paying off my mortgage. It'll be paid early so no correspondence from bank yet.
What happens to the deeds. As it's Ulsterbank (who are leaving Ireland) what happens to the deeds?
I've tried my lawyer but as I work away, I'm having difficulty getting any response.

Thanks

0

Comments

#2 29-06-2023 9:30pm

Jim_Hodge

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Posts: 10639

We just requested them and they were sent to us.

0
#3 29-06-2023 9:37pm

Madd002

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Join Date: January 2021

Posts: 360

You need to contact your bank and request I think a settlement form that shows final balance owed and you sign for deeds to come back to you or nominate your solicitor think the fee is €30.

0
#4 29-06-2023 11:03pm

Lenar3556

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Posts: 1719

The loan likely transferred to PTSB, so I would write to their mortgage operations department seeking them.

0
#5 29-06-2023 11:06pm

Bridget Clarke

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Join Date: June 2018

Posts: 72

https://www.boards.ie/discussion/2058302980/paying-off-mortage-what-happens-to-deeds-ulsterbank

Oh boy. Lucky you!! Congratulations on being almost mortgage free. I DO envy you! Enjoy your new freedom 😊

0