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Storage of Yacht in Private Car Park

  • 26-04-2023 12:40pm
    #1
    Darith
    Registered Users, Registered Users 2 Posts: 324 ✭✭


    Hello,

    I live in a private estate with a management company. Thankfully we have a decent car park. I asked my OMC about storing a 8 to 10 metre boat in the park on a proper trailer, yard tariler or cradle. They are now contacting the insurance company for feedback particuarly as regards liability. Anybody have an experience of such challenges? Is it possible to get public liability Insurance for storing a yacht in a car park or should the OMC insurance cover it?



Comments

  • #2
    fergal.b
    Moderators, Motoring & Transport Moderators, Sports Moderators Posts: 6,344 Mod ✭✭✭✭fergal.b


    I feel it would be a playground for the young kids and a drinking den for the older ones, don't think you will get covered by any insurance company unless its in your own driveway.



  • #3
    walterking
    Registered Users, Registered Users 2 Posts: 1,297 ✭✭✭walterking


    The OMC insurance is unlikely to cover it without extra cost.

    I'd check your own insurance and possibly that covers it and you can then provide details to the OMC.



  • #4
    Darith
    Registered Users, Registered Users 2 Posts: 324 ✭✭Darith


    https://www.boards.ie/discussion/comment/120523220#Comment_120523220

    When you say one's own insurance i presume you are referring to the yacht's boat insurance?



  • #5
    Mick Tator
    Registered Users, Registered Users 2 Posts: 716 ✭✭✭Mick Tator


    When a boat is ‘laid up ashore’ you must specify where and for how long to your insurer. Different insurers have different Ts & Cs .

    Your question is strange – “proper trailer, yard trailer or cradle “ -So how is it put on a cradle/yard trailer? The cost of a crane to lift a boat that size is not cheap.

    Parking it in the common area of a multi-dwelling unit would bring definite issues from other residents. The Mgmt Co will not want that hassle. The line will be “If he can afford a boat he should be able to pay for storage”.



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