Swirl card

maik3n

https://www.boards.ie/discussion/comment/122272920#Comment_122272920

Yes, spoke with them on Monday.
It may well have just been a stock answer too, lol.

I think they probably just meant ''service would be restricted'' as in, we will stay as a lower tier customer under the €2,500 per year limit.

Discodog

https://www.boards.ie/discussion/comment/122278495#Comment_122278495

I asked what restriction/disruption meant & got this reply:

"If you have previously verified ID and this is out of date the limit will be reset back to €2,500 if ID is not provided by the 31st of July."

No mention of anything else.

Med101007

Hi,

Swirl card have asked me to submit a payslip as part of the verification process, is this normal practise? I'm not too keen to be sending them my payslip, why do they need this information. I have already sent them photo ID and proof of address as part of the verification process but they have said my account will be locked until I send my payslip.

Jim2007

https://www.boards.ie/discussion/comment/122334049#Comment_122334049

It is up to each financial institution to verify their relationship with you in whatever way they see fit and of course they are not required to do business with you. Asking for a payslip would suggest they are seeking to confirm a source of funding for the account, but that is just a guess.

Discodog

Looks like they have dropped the unverified limit to 1800 & reduced the remaining top up limit which now has a minus sign on it. Just checked & the minus means I can't top up. I didn't receive any notification of this change.

maik3n

Just an FYI, that they no longer give you the PIN number for new cards
You have to verify first, so the new cards are only useful for limited online purchases now.

Also, I'm not sure if it's mastercard or the sites themselves but after only 2 or 3 purchases on some stores, the card gets blocked. 🤔

pureza

In the light of all this,what is the purpose of Swirl vs Revolut ? Is it cheaper or something or whats the justification of having it ?

AndrewJRenko

https://www.boards.ie/discussion/comment/122526392#Comment_122526392

It's a way for businesses to give smallish amounts of money to staff or research participants or similar.

maik3n

https://www.boards.ie/discussion/comment/122526392#Comment_122526392

Unfortunately, there is getting to be very little justification for having it now.
However, the main benefits over Revolut were the anonymity and the fact that you could top up the card with cash. 😘

user060916

Does anyone know any ways of getting swirl card converted to cash - tried the usual revolut, paypal, western union but no success yet.

maik3n

https://www.boards.ie/discussion/comment/122528929#Comment_122528929

Do you mean as a verified or unverified user?
There is no direct way of doing it, under either circumstance. Even as a verified user, you still have to transfer the funds to your bank account ………………. and then withdraw the cash.

The only perhaps questionable workaround, might be if you have a good friend who would buy the card from you or if you let them purchase something with the card and they give you the cash in lieu.