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Car Insurance after disqualification

  • 05-01-2023 8:57pm
    Registered Users Posts: 2

    Hi all

    I got banned for no insurance 4 years ago I then applied for early restoration after 3 years which court has granted me and allowed me to drive back , my question is if I need to declare it to insurance company or this is considered as spent conviction and I don’t need to declare ?

    thanks everyone


  • Registered Users Posts: 1,086 ✭✭✭lucalux

    AFIAK if it's one of these:

    • All convictions in the District Court for motoring offences except for convictions for dangerous driving
    • A single conviction for dangerous driving in the District Court or Circuit Court which resulted in a prison sentence of 12 months or less, or a fine

    a conviction is considered spent 7 years after the date of conviction.

    After that you can declare you have never had a conviction to any insurance companies