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Switching car insurance

PenguinForce · 2023-01-04 20:36:25

Hi, probably a silly question. We got a renewal quote from 123 and was €200 more than last year. The policy is due to expire early next month. When switching to another insurance company and have the new policy start from when the current one expire. Do we just let the current one expire or do we have to contact 123 and…

04-01-2023 9:36pm

#1
PenguinForce

Registered Users Posts: 351 ✭✭

Join Date: January 2010

Posts: 243
Hi, probably a silly question. We got a renewal quote from 123 and was €200 more than last year. The policy is due to expire early next month.
When switching to another insurance company and have the new policy start from when the current one expire. Do we just let the current one expire or do we have to contact 123 and cancel it first?

Tagged:

insurance

car insurance

0

Comments

#2 04-01-2023 10:24pm

zg3409

Registered Users, Registered Users 2 Posts: 6,884 ✭✭✭

Join Date: March 2002

Posts: 6740

No need to cancel but often if you ring old insurer they will match the price and save some hassle. They may even match a lower imaginary price you just made up. May not work but worth a try.
Shop around and haggle. Check benefits are similar or better.

2
#3 04-01-2023 10:24pm

Del2005

Registered Users, Registered Users 2 Posts: 19,040 ✭✭✭✭

Join Date: January 2005

Posts: 18841

If you are certain that it's not setup to auto renew then you've no need to contact 123. Take out your new policy and send them your signed proof of NCD

2