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Switching car insurance

  • 04-01-2023 9:36pm
    Registered Users Posts: 333 ✭✭

    Hi, probably a silly question. We got a renewal quote from 123 and was €200 more than last year. The policy is due to expire early next month.

    When switching to another insurance company and have the new policy start from when the current one expire. Do we just let the current one expire or do we have to contact 123 and cancel it first?


  • Registered Users Posts: 6,740 ✭✭✭zg3409

    No need to cancel but often if you ring old insurer they will match the price and save some hassle. They may even match a lower imaginary price you just made up. May not work but worth a try.

    Shop around and haggle. Check benefits are similar or better.

  • Registered Users Posts: 18,990 ✭✭✭✭Del2005

    If you are certain that it's not setup to auto renew then you've no need to contact 123. Take out your new policy and send them your signed proof of NCD