Advertisement
Help Keep Boards Alive. Support us by going ad free today. See here: https://subscriptions.boards.ie/.
If we do not hit our goal we will be forced to close the site.

Current status: https://keepboardsalive.com/

Annual subs are best for most impact. If you are still undecided on going Ad Free - you can also donate using the Paypal Donate option. All contribution helps. Thank you.
https://www.boards.ie/group/1878-subscribers-forum

Private Group for paid up members of Boards.ie. Join the club.

AIB, EBS, Haven: All the same?

  • 26-10-2022 02:21PM
    #1
    Registered Users, Registered Users 2 Posts: 101 ✭✭


    Trying to figure out the similarities/differences between AIB, EBS, and Haven. They're all own by AIB so do they all have the same rates? A quick search on their respective websites and using Bonkers, suggests Haven currently offer a 2.5% green rate while AIB doesn't offer this. So if you're applying for a mortgage, is there any point in applying to all three of them?



Comments

  • Registered Users, Registered Users 2 Posts: 862 ✭✭✭redlough


    They all have different terms and conditions. I am no expert and best to talk to a mortgage advisor but like insurance companies you see Banks create a non-brand name company to look after accounts they would not normally take on.

    It's all to do with brand names etc. AIB don't want to change the T&Cs they have with all their accounts, so create another company



  • Registered Users, Registered Users 2 Posts: 832 ✭✭✭Nickindublin


    I am with EBS and cant move mortgage for reasons. What i found out was when AIB and Haven reduced there rates EBS didnt move. But just lately when AIB group announced they were increasing their rates all 3 increased them by 0.5%. Just something to bear in mind. I luckily fixed a few months ago at 2.75% for 5 years.



Advertisement