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How long does a mortgage decision take?

  • 09-09-2022 4:19pm
    #1
    Thistley
    Registered Users, Registered Users 2 Posts: 49 ✭


    Hi there, Just wondering what the current length of time it takes to get AIP and Loan offer with BOI?


Comments

  • #2
    Bank of Ireland: Tara
    Closed Accounts Posts: 2,346 ✭✭✭Bank of Ireland: Tara


    https://www.boards.ie/discussion/2058262704/how-long-does-a-mortgage-decision-take

    Hi Thistley.

    Thanks for your post.

    We are unable to provide timeframes as each application is assessed on an individual basis. If you have applied for a mortgage our mortgage specialists can provide an estimated time frame based on the specifics of your application on 0818200347.

    Thanks

    Tara



  • #3
    Renaultdriver
    Registered Users, Registered Users 2 Posts: 19 ✭Renaultdriver


    Take anything they tell you with a pinch of salt! Last Friday we were told we should have loan offer letter on Monday, then on Tuesday we were told Wednesday, now it another Friday is upon us and they are telling us Monday.

    It is causing lots of stress and anxiety as we are sale agreed and ready to draw down . We have no idea how many weeks more we are going to have to wait 😖



  • #4
    MrMusician18
    Registered Users, Registered Users 2 Posts: 7,745 ✭✭✭MrMusician18


    I'm waiting over six weeks for AIP from these jokers.



  • #5
    Thistley
    Registered Users, Registered Users 2 Posts: 49 ✭Thistley


    Thanks both for your comments. Sorry it is taking so long for you. We decided to go with another lender who responded first. My broker was also surprised we hadn't received AIP yet after 4 weeks.



  • #6
    Bank of Ireland Reps
    Closed Accounts Posts: 1,293 ✭✭✭Bank of Ireland Reps


    https://www.boards.ie/discussion/comment/119776133#Comment_119776133

    Hi,

    Thanks for your comment here.

    I am very sorry to hear of your experience. Each mortgage application is unique and time frames can vary. Please be assured, my colleagues will be in touch with the relevant details in relation to your application.

    If you have applied through a broker, they would need to contact our BOI Broker team directly. If you applied directly through Bank of Ireland Mortgages, you could reach them on 016113333. My colleagues will be happy to help.

    Mortgages would be out of our remit here.

    Thanks, Megan



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