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Drawing down a mortgage

SmallgirlBigcity · 2022-05-26 13:58:19

We're mortgage approved but my partner needs to find a new job soon. If he gets a permanent new job and we go to draw down the mortgage in say 3 months, would that be an issue? I have a feeling you need to be in a new job 6 months before you can draw down a mortgage. I can't find the answer to this anywhere. Any advice…

26-05-2022 02:58PM

#1

SmallgirlBigcity

Registered Users, Registered Users 2 Posts: 262 ✭✭

Join Date: March 2017

Posts: 207

We're mortgage approved but my partner needs to find a new job soon. If he gets a permanent new job and we go to draw down the mortgage in say 3 months, would that be an issue?
I have a feeling you need to be in a new job 6 months before you can draw down a mortgage. I can't find the answer to this anywhere. Any advice would be massively appreciated! Thanks

0

Comments

#2 26-05-2022 03:41PM

Dublinandy3

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Join Date: February 2020

Posts: 499

You do, we had to submit payslips just before we drew down. My wife was off for a week with covid and this got the covid payment, they didn't spot this and asked why her annual take home dropped.
So they did check, albeit incompetently. This was with KBC

1
#3 26-05-2022 03:48PM

awec

Administrators Posts: 55,461 Admin ✭✭✭✭✭

Join Date: April 2009

Posts: 54637

You just need to not be on probation in the new job I believe. There's not a fixed time period that I'm aware.

1