Radiator leak and bathroom leak any point in making insurance claim

BaldyRua

I've recently had a radiator lead in an upstairs bedroom with a wooden floor, managed to turn off the radiator an dry up the water but it's caused a fair bit of staining to the ceiling below.

Also just discovered a leak under the bath plug hole that's been leaking for a few years by the state of it, when I removed the bath panel theres 2 lovely holes in the floor.

Just wondering if there's any point in claiming on house insurance and if they're likely to cover the bathroom leak as it looks like it's been a slow leak over a few years, or do I just get the plumber/handyman to sort out along with the radiator?

Many thanks.

Annascaul

https://www.boards.ie/discussion/2058238326/radiator-leak-and-bathroom-leak-any-point-in-making-insurance-claim

I can't help you in insurance claim matters. That's down to your insurance.

However the issue is, radiators tend to rust from the inside not from the outside. This also means that you have air bubbles in your system and this causes corrosion from the inside. What I am saying is you should consider the idea that this might not only be your bathroom radiator but others might be affected as well within your system.

https://www.boards.ie/discussion/2058238326/radiator-leak-and-bathroom-leak-any-point-in-making-insurance-claim

What's your policy excess?

BaldyRua

Thanks, think I'll get a plumber to give it a check over incase there's any other damage.

BaldyRua

Excess is €500

ShaunC

The excess may not include water damage, they sometimes have a larger excess for water damage. Plus your insurance premium will probably go up next year. My advice is get a quote from your plumber and other trades on the cost of repairs before claiming and figure out which is the best route financially.

BaldyRua

Cheers, thanks for the advice, paying for enough at the moment, don't need a hike in insurance either 😊

Annascaul

https://www.boards.ie/discussion/comment/118816552#Comment_118816552

It's hard to give any advice from a distance. It could potentially also have been that the corrosion started from the outside, especially if a bathroom is an area of moisture, like after a shower or having taken a bath. However it's worth considering all the worse options that can happen.

Water together with air usually produces corrosion from the inside of your system. Regarding air bubbles in the system, you would hear that, when you turn on the radiator. You can actually get the air out of the system yourself, as most radiators have some kind of valve and there is pressure in the system. You just need a cup for the water and be careful not to spill anything as the water is very dark. The dark colour is natural in a radiator system.

I hope this helps.

https://www.boards.ie/discussion/comment/118816764#Comment_118816764

That dark colour is possibly metal. You can get a magnetic filter that will protect your boiler.

Annascaul

https://www.boards.ie/discussion/comment/118816822#Comment_118816822

As far as I know it's water not having much contact with air. As said, it's nothing bad if it's black. It's normal. It's a problem if it's brown, because that means corrosion somewhere.

Maybe the radiator system needs to be flushed as well.

https://www.boards.ie/discussion/comment/118816826#Comment_118816826

It might be normal as in most people don't treat it and reduce the life of their boiler. But, it's not harmless.

Annascaul

https://www.boards.ie/discussion/comment/118816842#Comment_118816842

I think the issue is oxygen which is in the water and causes the corrosion.

There are devices which can filter out the oxygen for the water in the radiator system. Some people have such devices in their central heating system to do just that.

Black water is more than usual, it comes after some time if the water is in the centralized radiator system of your house. Black water has little or no oxygen, thus it's actually even better as corrosion will be limited.

Brown water will be the problem, it's an indication of corrosion.

But again, a plumber is the better choice than myself.

BaldyRua

Thanks for the comments and advice, plumber is the best option.