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mortgage switch valuation

  • 14-03-2022 4:20pm
    #1
    cubatahavana
    Registered Users, Registered Users 2 Posts: 991 ✭✭✭


    So,

    I'm switching mortgages in Dec 22 as my fix term finishes. I bought my house in 2020 with a LTV of 80%. I see houses sold around me that if I take into consideration the price per sqm, it would give me a valuation of less than a 60% LTV. Does anyone know what does an auctioneer take into account when doing a valuation the property?



Comments

  • #2
    Q&A
    Registered Users, Registered Users 2 Posts: 564 ✭✭✭Q&A


    Pretty much what you said there. Once your place isn't falling down they will base their valuation on the going rate (similar size/price per M2) in your area.

    Similar discussion:

    https://www.boards.ie/discussion/2058235864/property-valuation#latest



  • #3
    cubatahavana
    Registered Users, Registered Users 2 Posts: 991 ✭✭✭cubatahavana


    https://www.boards.ie/discussion/comment/118786730#Comment_118786730

    Didn't realize about the other discussion!

    I will contact a valuer and see what happens



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