When did you last spend or receive a cheque?

Green Finers · 17-02-2022 10:37pm #1

My wife is paid the odd time by cheque, mostly people over 60. The odd over 50. She’s a medical professional.

I received a cheque once that I can remember. Pain in the hoop.

I’ve never spent one … ever.

Unless a bank draft or postal order counts (car purchase).

con747 · 17-02-2022 10:43pm

You expect us to believe anything you post? Are we gullible do you think?

20/20 · 17-02-2022 10:45pm

A medical check-up may be needed.

SEPT 23 1989 · 17-02-2022 10:54pm

A few of my customers still pay by cheque and I treat it with the same respect as any other form of payment

so I have to spend a half an hour of my day lodging a few grand

so what

Gregor Samsa · 18-02-2022 12:58am

It’s only a week ago that you were posting in broken English and looking for fellow Romanians to talk to.

Now you’re buying cars with postal orders and suffering from a pain in your hoop.

The whole “character” thing only works if you’re consistent.

BaywatchHQ · 18-02-2022 1:05am

School didn't even teach us how to write a cheque. I had to write one for a speeding fine and I had to Google how to fill it in. Then they returned it because I forgot to sign it.

The amount of nonsense I learned at school yet they didn't teach us basic life skills.

banie01 · 18-02-2022 1:19am

https://www.boards.ie/discussion/comment/118650704#Comment_118650704

Where did you go to school?

Junior cert business still has sections on cheques, crossed cheques and the limits and uses of same.

Atlantic Dawn · 18-02-2022 2:53am

About 2 years ago, I was actually impressed when I went to my local AIB branch that I could simply use the self service machine to deposit it in my account with no need to enter any manual details about the cheque.

Cookie_Monster · 18-02-2022 3:12am

I dunno, a while ago. But they're not legal any more over here since September or so.

Green Finers · 18-02-2022 5:54am

https://www.boards.ie/discussion/comment/118650842#Comment_118650842

Where do you live?

NedsNotDead · 18-02-2022 7:28am

My ego writes cheques all the time

Badly Drunk Boy · 18-02-2022 8:36am

https://www.boards.ie/discussion/comment/118650704#Comment_118650704

You think that's bad?!? We were never taught about Revolut or even Paypal!!

km991148 · 18-02-2022 8:44am

https://www.boards.ie/discussion/comment/118651311#Comment_118651311

Don't even know what a tracker mortgage is..!

(is 16 years too long to be pushing that line??)

Ubbquittious · 18-02-2022 8:56am

Couple of weeks ago

Green Finers · 18-02-2022 9:12am

https://www.boards.ie/discussion/comment/118650842#Comment_118650842

What country do you live in?

Badly Drunk Boy · 18-02-2022 9:21am

https://www.boards.ie/discussion/comment/118651358#Comment_118651358

It is pushing it a bit, but then again, I left school over 30 years ago...which was before the Revolut revolution gained any traction.

Living Off The Splash · 18-02-2022 9:32am

I still use cheques. Nice as gifts in a birthday card or similar.

MrCostington · 18-02-2022 12:54pm

I just checked (😉) my records, last business one was 27 Feb '13, one last customer held out using them to pay me until about 2 years ago.

Last personal usage woould be a bit before '13 I'd guess.

Fandymo · 18-02-2022 1:24pm

Few months ago. I do paid surveys and they pay by cheque

Creamy Goodness · 18-02-2022 1:28pm

I'm 36 and never written or cashed a cheque.

Donald Trump · 18-02-2022 1:49pm

https://www.boards.ie/discussion/comment/118651081#Comment_118651081

Are they ones that you can't cash?

Donald Trump · 18-02-2022 1:51pm

Cheques (or as they say - "checks") are still very common in the US. Surprisingly so.

Banks have automated "Bill Pay" services that you can set up online. It doesn't do an electronic transfer ........ you fill it out and then the Bank prints a cheque and posts it to the recipient for you. Most of them also allow you to deposit a cheque remotely by taking a photo of it with an app!

SusanC10 · 18-02-2022 1:52pm

I wrote a cheque this week. The business in question doesn't have a Card Machine and I wouldn't carry that much Cash - €300 ish

Cookie_Monster · 19-02-2022 9:55am

https://www.boards.ie/discussion/comment/118650910#Comment_118650910

New Zealand

Speedsie · 19-02-2022 6:00pm

Irish Payment Services Organisation had plans in place to remove cheques from the Irish Banking system by 2016.

Obviously, that didn't happen!

19-02-2022 6:03pm

https://www.boards.ie/discussion/comment/118659790#Comment_118659790

I'd blame the legal system for that. Law firms love using cheques.

Kat1170 · 19-02-2022 6:07pm

PTSB in Bank ATM scans and deposits cheques, no need to interact with anyone. Couple of minutes, job done.

Speedsie · 19-02-2022 8:29pm

https://www.boards.ie/discussion/comment/118659832#Comment_118659832

As do the BoI and AIB ATMs.

Strumms · 19-02-2022 8:54pm

Just prior to the pandemic…. A charity I’m involved in do a monthly draw which I won 3rd prize in… 120 euros… a congratulatory letter and a cheque arrived…only lodged it a while back when I found it after thinking I’d lost it.

Nigel Fairservice · 19-02-2022 11:49pm

I've only ever used one once. When I was in Canada I had to pay my security deposit by cheque to my landlady. I had to call my mother back in Ireland and ask her how to fill the thing out. That was over 10 years ago.

A place I worked in stopped accepting cheques in the last few years. People would ring us asking how to pay and some would get seriously angry when we mentioned we no longer accepted cheques. They were mainly older people.

Gant21 · 19-02-2022 11:50pm

I have a cheque in the glove box of my proper SUV.

John_Rambo · 19-02-2022 11:55pm

My last cheque paying client retired and closed the business. He was a lovely man, but the cheques were a pain, I think I managed to loose one and didn't bother chasing it up. I really hope he got a nice case of wine out of it.

I've seen elderly French people paying their supermarket bill by cheque about five years ago in the South of France.

Deregos. · 20-02-2022 12:07am

I always have both our postal address and our bank details on every invoice and couldn't give a monkeys about which way they pay . . . As long as they pay.

Mundo7976 · 20-02-2022 12:21am

AXA €30 refund cheque in 2020

Gant21 · 20-02-2022 12:24am

Bad form you didn’t give that to charity. I did from my liberty insurance.

The J Stands for Jay · 20-02-2022 12:35am

I got a chequebook from mbna years ago from my credit card account. Bought a car with one in 2008. That's the last one I can remember using. Had to pay rent with checks in New York, but that was a very long time ago.

The J Stands for Jay · 20-02-2022 12:35am

I still have the last cheques I received. **** an post state savings still have my money.

johndaman66 · 20-02-2022 1:35am

https://www.boards.ie/discussion/comment/118650704#Comment_118650704

Well at least you know what a metamorphic rock is.

Gant21 · 20-02-2022 1:41am

https://www.boards.ie/discussion/comment/118661771#Comment_118661771

Do you drive a suv?

johndaman66 · 20-02-2022 10:06am

https://www.boards.ie/discussion/comment/118661779#Comment_118661779

No, I'm not quite at the jacked up family wagon stage of my life yet.

Glaceon · 20-02-2022 10:12am

Last Christmas. My father in law still uses them.

Poochie05 · 20-02-2022 10:21am

I bought my nephew a single share in Disney as a gift when he was born and I receive a dividend cheque (check) for him from the US every six months for a few cents, which ironically aren't worth the paper they are written on as you can’t cash them, and they won’t consolidate them in to one large one either.

Gant21 · 20-02-2022 10:58am

https://www.boards.ie/discussion/comment/118662266#Comment_118662266

Get him going on revolut.

km991148 · 20-02-2022 11:56am

https://www.boards.ie/discussion/comment/118661611#Comment_118661611

You serious?

Are you sticking your beak in someone else's financial affairs or looking for validation that you gave something to charity?

Hotblack Desiato · 20-02-2022 1:28pm

https://www.boards.ie/discussion/comment/118661524#Comment_118661524

Surprised at that. They were using Chip and PIN for years in France before we had it here, to the extent that in many places as early as the late 90s it was difficult to pay with an Irish card because it had no chip.

On one occasion - long day, everywhere closed, no cash (francs!) left, no ATMs around - I had to pay for a McDonald's meal by card. None of my cards would work in the card terminal and eventually the manager managed to find the old fashioned credit card payment thing that impressed the numbers onto carbon paper, which no French customer had needed to use for years. Couldn't fill up with petrol in most places outside of 9-5 because there was only a cashier during the day and pay at pump needed a card with a chip. Again, late 90s...

https://www.boards.ie/discussion/comment/118661611#Comment_118661611

His money, his business.

https://www.boards.ie/discussion/comment/118661636#Comment_118661636

Wow the charges on that must have been something else. They were treated as a cash advance and started racking up interest right away, IIRC there was a percentage fee as well.

Last time I got a cheque was when I won a competition in 2015, lodged it in an in-branch ATM. Still a bit of a pain. Most competitions have gone over to One4All vouchers now, which are also a pain!

Mundo7976 · 20-02-2022 1:35pm

Gant21

Registered Users

Posts: 186 ✭✭ 20-02-2022 12:24am

"Bad form you didn’t give that to charity. I did from my liberty insurance."

Thought this was a thread about the last cheque received/sent, not a condescending remark thread.

Also, after the many thousands I've given to them over the 20 odd years of no claims, I'm well within my not selfish right to spend a small amount as I see fit.

Congratulations on your donation 👍🏻

The J Stands for Jay · 20-02-2022 3:16pm

https://www.boards.ie/discussion/comment/118663040#Comment_118663040

There wasn't any charge on the cheques for me at least, and the length of time it took for the cheque to be brought to the bank and then go through the clearing process have loads of time to put the funds in place to avoid paying any interest.

km991148 · 20-02-2022 3:43pm

https://www.boards.ie/discussion/comment/118663077#Comment_118663077

Nah, not on a high horse, just found your comment quite curious.

Gant21 · 20-02-2022 5:35pm

https://www.boards.ie/discussion/comment/118663832#Comment_118663832

That’s ok George

bmc58 · 20-02-2022 5:44pm

Got acheque last week.Banked it and waited four days for it to clead and got the money.No problem.

NewbridgeIR · 20-02-2022 6:12pm

I still have a cheque book for our joint account. We probably write 2 or 3 cheques a year - usually school stuff for the children.

Last cheque I received was in 2020. It was a refund from a bank whom I had a loan with in the late 1990s. They overcharged me interest - just under €300 - so it was a nice surprise. They had initially sent it to the address I lived at back then but it was returned to them. The bank still had my (unchanged) mobile number so tracked me down using that. Their call showed up on my phone as a private number but unlike many people, I have no issue or fear of answering these. Just as well I did.

When did you last spend or receive a cheque?

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