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Insurance cover abroad

  • 30-01-2022 9:13pm
    #1
    Johndoe121
    Registered Users, Registered Users 2 Posts: 7 ✭


    Hi All, thanks in advance for your answers. I am currently on my second provisonal A licence (39 yrs old) and doing the test in next couple weeks. I am hoping to pass obviously and plan a trip abroad with a friend on the bike this summer.

    My question is, do insurance companies have a timeframe I need to hold a full licence before giving european cover or are they all different? As I have a full car licence, I believe I dont need to be on an N plate so does this make a difference when travelling abroad? I cant find any answers in policies I have viewed online so any help appreciated.



Comments

  • #2
    Sir Galahad
    Registered Users, Registered Users 2 Posts: 765 ✭✭✭Sir Galahad





  • #3
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,861 Mod ✭✭✭✭Henry Ford III


    I'd contact your broker/insurer tbh, or just read your own policy doc.



  • #4
    Bluefoam
    Registered Users, Registered Users 2 Posts: 7,754 ✭✭✭Bluefoam


    https://www.boards.ie/discussion/2058230567/insurance-cover-abroad

    I believe it should be a black & white matter. You are either licensed or unlicensed... that is the opinion of the licensing authority and is not up for interpretation by the insurance companies... so, as soon as you pass your test & have informed your insurance company, you can get on a boat and ride in a country that recognise the Irish licensing system... I'd still ask the insurance co. though



  • #5
    Hotblack Desiato
    Registered Users, Registered Users 2 Posts: 36,551 ✭✭✭✭Hotblack Desiato


    Bit late to reply but insurers are obliged to give you 30 days (IIRC) third party cover in other EU countries, as soon as you have a full licence this will apply.

    You should check the policy T&Cs, if you have comprehensive or TPF&T this is usually extended within the EU up to a certain number of days per year but the insurer is not obliged to do this or could charge extra.

    In Cavan there was a great fire / Judge McCarthy was sent to inquire / It would be a shame / If the nuns were to blame / So it had to be caused by a wire.



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