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House Deeds: Storage

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  • 19-01-2022 12:20pm
    #1
    fatbhoy
    Registered Users Posts: 936 ✭✭✭


    Hi folks, I wonder if someone could advise on this.


    I've luckily been able to pay off my mortgage on a very modest house. I'm based in Dublin. The bank with whom I had the mortgage sent me out the deeds, a large bundle of various documents, which I'm temporarily storing in my living room. I understand that these are very valuable documents, and, as such, should be preserved safely and durably. So I'm wondering what I should do?


    Should I rent space in a vault and store them there? Should I get a solicitor to store them in their offices, e.g. the solicitor who undertook the house-sale/mortgage work? What kind of cost would be involved in either? What's the best practice for me to follow?


    Thanks.



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    #2
    3DataModem
    Registered Users Posts: 3,944 ✭✭✭3DataModem


    One thing that might mitigate any risk of loss is simply making a digital copy. If deeds ever go missing (and they do all the time, especially when people die) then they have to be reconstructed. A digital copy has no legal value, but it would be very helpful to a solicitor trying to reconstruct title. So before you vault' em... scan 'em.



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