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Taxi drivers not accepting card payment

  • 19-09-2021 8:52am
    Registered Users Posts: 559 ✭✭✭ Relax brah

    With the country reopening its great to see so many taxis on the road again.

    Over the last few weeks like others, I have been out and about around Dublin with a few trips abroad in between.

    One thing I have noticed is that Irish taxi drivers don’t accept card payment - why is this the case? I am from the UK and it is compulsory that taxi drivers have card payment as an option.

    its 2021 and I’m rather amazed at how this is not the case in Ireland. Why is that?



  • Registered Users Posts: 12,797 ✭✭✭✭ callaway92

    If you use MyTaxi you can pay by card

  • Registered Users Posts: 11,180 ✭✭✭✭ Dial Hard

    Some will, but the surcharges can be eye watering. I paid €5 on a €16 fare for the privilege of paying by card a few weeks ago. No mention of it at the time and it wasn't on the card terminal so I didn't realise the next day til I saw the second transaction on my card. Was raging, I would have 100% stopped to grab cash if I'd known I was going to be hit with that level of a fee.

    SumUp was the payment handler.

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  • Posts: 0 [Deleted User]

    It's nothing to do with tax as the fares are all on the meter.

    There were very high bank fees here in the past to accept cards, but the market has changed a lot due to modern fintech, but you'll still find hold outs and the two I encounter are taxies and doctors.

  • Registered Users Posts: 559 ✭✭✭ Relax brah

    I’ve tried to use MyTaxi and Uber but not possible from airport and/or city centre.

    e.g. Lastnight I was leaving city centre, ordered Uber and then driver cancelled. You have to flag in Dublin CC

  • Posts: 0 [Deleted User]

    I gave up on the taxi apps after a few bad experiences in both Dublin and Cork. Pre-bookings letting me down and on two occasions just weird incidents. I only ever call the base now or flag them down.

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  • Registered Users Posts: 3,818 ✭✭✭ Darc19

    Can you show me where the UK legislation is that says it is compulsory for taxis to take card payments?

    The black cabs in London have to and maybe a few other cities, but I can assure you that there is no blanket regulations that says taxis must accept card payment in the UK.

    And from very recent experience, it certainly does not apply in Leeds or Leicester.

    But in order to do business, most taxi drivers here and in the UK accept card payments.

  • Registered Users Posts: 559 ✭✭✭ Relax brah

    This would make sense.

    On Monday night, I got a cab home from dublin airport. The driver told me he accepted card payment via SumUp but then told me it wasn’t working and requested payment via revolut.

    It was late and there were no ATM’s nearby. I think this is just amazing how it is allowed happen, the challenge me was that I was on a business trip and I cannot expense revolut.

    Ireland seems to be relatively progressive with a lot of big tech firms in the city, how is the case with taxis I cannot understand - especially if it is blatant fraud

  • Registered Users Posts: 3,801 ✭✭✭ xieann

    First World problem OP.

    Your Problem not taxi drivers.

    I've been in taxis with card machines that are dity and smelly. I've been in limo quality taxis with no card machine.


  • Posts: 0 [Deleted User]

    I've found you can't assume cards are accepted in Europe in taxies in general tbh.

    Ireland's not the only place that's inconsistent on this. I've encountered it in plenty of places and it's also often this incredulous and grumpy reaction when you offer a card or discover you've only got €50 note, because that's what ATMs issue

  • Registered Users Posts: 11,180 ✭✭✭✭ Dial Hard

    In that case it seems mental that the driver has the ability to take secondary payments in that way. As I said, it wasn't added to the fare, it was an entirely separate transaction I had absolutely no part in.

  • Registered Users Posts: 559 ✭✭✭ Relax brah

    Not really.

    if taxis want to accommodate business travellers than they should accept card payment.

    i suppose it’s my problem if I take a dump in a jacks and complain that their is no jacks roll too?

  • Registered Users Posts: 875 ✭✭✭ Deub

    It is not a new thing and Irish taxis are not the inly ones doing it.

    what could be the solutions to stop this? Mystery shoppers?

  • Registered Users Posts: 5,371 ✭✭✭ corcaigh07

    If you feel strongly enough about the separate transaction, sounds like you have a good case for a chargeback.

  • Registered Users Posts: 559 ✭✭✭ Relax brah

    Retailers have had to adapt, as have restaurants and every other industry - transportation has equally adapted. Especially now given the advancements in technology, transportation specifically.

  • Registered Users Posts: 1,034 ✭✭✭ 85603

    keep some cash on you.

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  • Registered Users Posts: 10,540 ✭✭✭✭ Thelonious Monk

    They don't want to pay tax so wont accept cards. It's weird how they're pretty much the only legit businesses that are allowed avoid paying tax, Revenue are usually pretty on the ball with things but they've let the taxi lot away with this forever. I remember being in Germany in 2006 and you could pay taxis with cards.

  • Registered Users Posts: 1,198 ✭✭✭ beachhead

    This is a 1st world problem.So,chillax take it easy,breath out,count to 10,do it again.In the meantime try to experience the wonder of holding cash in your hands.Lots of people on this planet never will have that privilege/right

  • Registered Users Posts: 14,558 ✭✭✭✭ Donald Trump

    Once he has your card details he just submits for payment via the processor. You can of course challenge it and/or report him for theft and it is those things that would prevent the average merchant from trying to rip you off. For a credit card, if the banks do a chargeback, it is the merchant who loses. So if someone steals your card, uses it to buy a TV, and you end up doing a chargeback, the merchant has no money and no TV. The bank don't lose. You don't lose. The thief gets a free TV but the only one interested in chasing them up is obviously the merchant.

    I would likely challenge it on the principle of the matter if it was as you describe; even though it would be a somewhat pyrrhic victory as the effort for me to do so wouldn't be worth the fiver. You'd need to call up the Bank and then probably sign and fill out a form and send it to them. And then they might give you back your fiver.

  • Registered Users Posts: 2,306 ✭✭✭ HBC08

    Not sure what you mean,I'm not a taxi man but I use Sumup to take payments from customers,it charges me 1.67%,so on a €15 taxi fare that would be approximately 20 cents.Also in most cases that cost is absorbed by the person taking the payment.

    Again I'm not sure what happened and don't really understand the post but my guess is your issue is with the taxi man and not the payment terminal provider.

  • Registered Users Posts: 547 ✭✭✭ Blue4u

    Just use the app's.

    The reason why is a combination of everything about, mostly because a credit card transaction can be followed by revenue. Also the companies charge for every credit card transaction so a taxi driver doesn't want to know

    This headache is taken away with the apps as they run the credit card machines etc

  • Posts: 0 [Deleted User]

    There is a meter which records all fares. I presume Revenue audit taxi drivers occasionally and can check those records. Widespread tax evasion by taxi drivers doesn’t sound that plausible.

  • Registered Users Posts: 8,040 ✭✭✭ Mooooo

    There is a massive " cash" economy out there, builders etc. Taxis certainly aren't the only ones. Boils my piss tbh

  • Registered Users Posts: 14,558 ✭✭✭✭ Donald Trump

    Taxi drivers do not usually wear slim fit Hugo Boss suits and therefore are in need of excessive coinage to use as ballast for their pockets. That is why they don't like accepting cards.

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  • Posts: 0 [Deleted User]

    Accepting payment only in cash for tax evasion purposes would only work if there is no other record of the transaction, but in the case of taxis there is: the meter.