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Car finance for Pensioners

  • 04-09-2021 10:52AM
    #1
    laxonmack
    Registered Users, Registered Users 2 Posts: 5 ✭


    Hi everyone, just wondered if anyone could help.

    We (my wife and I) are both on Irish pension and are trying without success to get finance for a new car. Nothing fancy just a basic bottom of the range small car, Micra, Yaris etc.

    We do not have a mortgage and no outstanding loans of any kind. We are able to repay €400 per month and wanted finance over 3 years. We have a trade in valued at €6000 and have a further €3000 deposit which would amount to nearly 50% of the value of the car but after trying 3 different companies have given up.

    I do not understand why these companies will not lend to pensioners? I have checked our credit rating and we are all clear.

    Just wondered if anyone else is in the same boat or if anyone knew of a way around this, I would be very grateful.

    Many thanks

    Mack

    Post edited by Boards.ie: Niamh on
    Tagged:


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