Anyone Own a House in Dublin as a Single Person?

Priestess101

Details, facts, experiences. I want to hear it all, good or bad doesn't matter!

handlemaster

Thats a lot of information. Are you sharing any yourself ?

Priestess101

Priestess101 wrote: »

Details, facts, experiences. I want to hear it all, good or bad doesn't matter!

Good: no-one interfering with your choice of furnishings and decor

Bad: no-one interfering with your bad choices of furnishings and decor

(cue new girlfriend on her first visit: “what the f did you do?!”

Squeeonline

You also want my mothers maiden name and the name of my first pet?

Masala

Priestess101 wrote: »

Details, facts, experiences. I want to hear it all, good or bad doesn't matter!

You show me yours ..and I'll show you mine!

House or home?

I have worked with a few single people who have purchased a home in Dublin more so an apartment but two I know of purchased a house.

Caranica

One of my biggest bugbears is standing charges for gas and electricity. They're the same whether one person is living in a house or ten. Ditto management fees, TV licence.

ahnowbrowncow

Caranica wrote: »

One of my biggest bugbears is standing charges for gas and electricity. They're the same whether one person is living in a house or ten. Ditto management fees, TV licence.

Have you considered polygamy? With seven wives, your tv licence would only cost €20 per person. Something to think about.

letithappen

Details:
Bought a house in Dublin by myself.
Facts:
Saving is hard.
Experience:
Stressful, but worth it.

dotsman

Done it. Love it.

Internals were fine but a little dated (90's) when I purchased. Was able to redecorate room by room to my liking and standard.

Don't really see any difference between buying as a single or buying as a couple (other than a couple having 2 salaries to contribute).

knucklehead6

[Deleted User] wrote: »

Good: no-one interfering with your choice of furnishings and decor

Bad: no-one interfering with your bad choices of furnishings and decor

(cue new girlfriend on her first visit: “what the f did you do?!”

Not Dublin but a very close commuter town and yeah, that was her response!!

lonestargirl

Done it, single parent single income.

Only possible for me by living with family to save and then putting 20% down. House is fundamentally sound but dated in many ways but those are just going to have to be done incrementally. Was saving €650 a month more than my mortgage is although bills are obviously more now.

Definitely worth it though

catrionanic

lonestargirl wrote: »

Done it, single parent single income.

Only possible for me by living with family to save and then putting 20% down. House is fundamentally sound but dated in many ways but those are just going to have to be done incrementally. Was saving €650 a month more than my mortgage is although bills are obviously more now.

Definitely worth it though

Well done you, that is a fantastic achievement for anyone but especially with kid(s) too.

Buddy Bubs

Yes, bought a 3 bed in Lucan in 2010, aged 28. Had fallen from 360k in 2008 to 220k when I bought it.
Worth about 320k if I was to sell today.

Got mortgage with 1 payslip, no p60 from previous year was asked for. Had credit card bill at the time too, was small enough but never had to clear it.

Easier times I suppose. Banks didn't give a toss, and that was after they got burned in crash and after bailout.

Girlfriend officially lives here now, but technically lived here on my own for 8 years or so. Paying mortgage, all bills, home decor expenses on my own was a challenge in the early days but I earn a lot more now and it's handy enough.

lonestargirl

catrionanic wrote: »

Well done you, that is a fantastic achievement for anyone but especially with kid(s) too.

Only one in fairness and there's no issue with financial support from his Dad for childcare etc. I didn't look for an exemption but I got the full 3.5 times my salary.

Quite a different story from the above poster though as I bought this year and needed up to date payslips etc. the whole way through the process.

Wesser

Yes i bought 3 years ago a 3 bed in dublin. Love my house but its very old and needs alot of work so i have to save everymonth for each project. I had been saving for approx 10 years without any purpose . ..just saving ... and then i used that savings as a deposit