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Sfp

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    #32
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Earnshaw wrote: »
    Hmmm, was thinking of switching from BOI due to their ever increasing fees.

    There are some good alternatives for business bank accounts - the only issue is that a cheque book is not provided and this is still needed in farming (unfortunately)....

    I've never needed a chequebook, cash or card and get a receipt.


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    #33
    Kickstart1.3
    Banned (with Prison Access) Posts: 186 ✭✭Kickstart1.3


    Earnshaw wrote: »
    Hmmm, was thinking of switching from BOI due to their ever increasing fees.

    There are some good alternatives for business bank accounts - the only issue is that a cheque book is not provided and this is still needed in farming (unfortunately)....

    What makes you think that any other bank will be any cheaper. AIB and PTSB ditched the free banking too.
    BOI have been cost cutting, and laying off staff for the last few years. If they need to charge then that's the reality of modern banking. I can see the charges getting worse, in the future you'll have to pay for a deposit account too.


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    #34
    emaherx
    Registered Users Posts: 5,990 ✭✭✭emaherx


    whelan2 wrote: »
    Milk cheque came in , so pressure off here

    Ah good, when the SFP comes in you can spend it all on shoes ;)


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    #35
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    https://www.agriland.ie/farming-news/e781-million-in-bps-advance-payments-commence/

    No text got so I guess checking my account will be a waste of time.

    (But you can bet I'll check it anyway...)


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    #36
    whelan2
    Registered Users Posts: 29,156 ✭✭✭✭whelan2


    emaherx wrote: »
    Ah good, when the SFP comes in you can spend it all on shoes ;)

    Yup, I have one pair of runners I bought last year and a pair of wellies.


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    #37
    hopeso
    Registered Users Posts: 1,405 ✭✭✭hopeso


    blue5000 wrote: »
    What's a day's interest on half a billion? The last few years it was showing up as paid on agfood but didn't appear in aib farmers' accounts until a week later. But it did show up in boi accounts a bit quicker. Where was it hiding for the week?

    Maybe this year agfood and the banks are a bit smarter, so agfood might have paid it already, but won't show us that it's paid until it appears in our bank accounts. As J O says the dept might bank with boi. I said half a billion because I reckon that's a ballpark guestimate of the bps that is paid through aib.

    https://media1.tenor.com/images/0f03d25b5d54a87cab1cbbf37d892099/tenor.gif?itemid=11784167


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    #38
    Earnshaw
    Registered Users Posts: 198 ✭✭Earnshaw


    Kickstart1.3 wrote: »
    What makes you think that any other bank will be any cheaper. AIB and PTSB ditched the free banking too.
    BOI have been cost cutting, and laying off staff for the last few years. If they need to charge then that's the reality of modern banking. I can see the charges getting worse, in the future you'll have to pay for a deposit account too.

    Any of the fintech banks are cheaper - revolut, N26.


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    #39
    Mooooo
    Registered Users Posts: 8,611 ✭✭✭Mooooo


    Kickstart1.3 wrote: »
    What makes you think that any other bank will be any cheaper. AIB and PTSB ditched the free banking too.
    BOI have been cost cutting, and laying off staff for the last few years. If they need to charge then that's the reality of modern banking. I can see the charges getting worse, in the future you'll have to pay for a deposit account too.

    They are making massive margins on existing loans along with writing off profits against losses from the crash. They are all using the times to reduce staff costs but it's a lack of competition is a major issue in the Irish market


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    #40
    Kickstart1.3
    Banned (with Prison Access) Posts: 186 ✭✭Kickstart1.3


    Earnshaw wrote: »
    Any of the fintech banks are cheaper - revolut, N26.

    I'd like my job trying to get any leeway with them. You do know customer service is non-existent and what they are offering is nothing more than a pre-paid debit card of sorts. At the end of the day they are still governed by Banking regulations so they will have to start passing on costs sooner or later


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    #41
    Earnshaw
    Registered Users Posts: 198 ✭✭Earnshaw


    Kickstart1.3 wrote: »
    I'd like my job trying to get any leeway with them. You do know customer service is non-existent and what they are offering is nothing more than a pre-paid debit card of sorts. At the end of the day they are still governed by Banking regulations so they will have to start passing on costs sooner or later

    BOI's system is messier, hence the need to contact their helpdesk. From experience you don't have as much reason to interact with customer service with a fintech bank.


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    #42
    Kickstart1.3
    Banned (with Prison Access) Posts: 186 ✭✭Kickstart1.3


    I'm gonna steer clear.
    Work away yourself.


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    #43
    Young95
    Registered Users Posts: 547 ✭✭✭Young95


    No payment yet ? Anyone here paid yet ?


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    #44
    penelope2012
    Registered Users Posts: 227 ✭✭penelope2012


    Just wish it would come in I was banking on it being in my account today but nothing yet.
    emaherx wrote: »
    Ah good, when the SFP comes in you can spend it all on shoes ;)


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    #45
    Farmer Dan
    Registered Users Posts: 202 ✭✭Farmer Dan


    penelope2012 wrote: »
    Just wish it would come in I was banking on it being in my account today but nothing yet.


    Its showing for me there now under the Direct payments - farm details - Applications & payments section.

    Not showing under Financial Self-Services.


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    #46
    bonaparte2
    Registered Users Posts: 248 ✭✭bonaparte2


    Yes. Showing for me too


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    #47
    893bet
    Registered Users Posts: 8,785 ✭✭✭893bet


    Showing in mine also!


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    #48
    whelan2
    Registered Users Posts: 29,156 ✭✭✭✭whelan2


    Showing here too


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    #49
    emaherx
    Registered Users Posts: 5,990 ✭✭✭emaherx


    Mine is showing too, the people I owe it to will be delighted :D


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    #50
    penelope2012
    Registered Users Posts: 227 ✭✭penelope2012


    Yes showing as processed 16/10/20 under DPS Payments for 2020. Thanks for that, expecting to show in my AIB account someday next week now.


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    #51
    Young95
    Registered Users Posts: 547 ✭✭✭Young95


    What’s with the withheld bit on the invoice? Is that the 30% that gets paid at a later date ?


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    #52
    Grueller
    Registered Users Posts: 5,118 ✭✭✭Grueller


    Young95 wrote: »
    What’s with the withheld bit on the invoice? Is that the 30% that gets paid at a later date ?

    That I hope is my share of it when everyone gets paid.


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    #53
    Farmer Dan
    Registered Users Posts: 202 ✭✭Farmer Dan


    Young95 wrote: »
    What’s with the withheld bit on the invoice? Is that the 30% that gets paid at a later date ?

    Ya, this is a 70 % advance.


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    #54
    mayota
    Registered Users Posts: 1,545 ✭✭✭mayota


    In amounts due there now.


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    #55
    [Deleted User]
    Posts: 0 ✭ [Deleted User]


    Anyone get a text? I ask as I can't remember agfood password!


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    #56
    whelan2
    Registered Users Posts: 29,156 ✭✭✭✭whelan2


    Deleted User wrote: »
    Anyone get a text? I ask as I can't remember agfood password!

    No


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    #57
    feartuath
    Registered Users Posts: 341 ✭✭feartuath


    Nothing showing on agfood .

    Anyone else in the same boat.


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    #58
    whelan2
    Registered Users Posts: 29,156 ✭✭✭✭whelan2


    feartuath wrote: »
    Nothing showing on agfood .

    Anyone else in the same boat.

    It's not on financial self services. You go into direct payments and bps heading. Then pick 2020 and then payments summary. Then click bps. Did you try that?


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    #59
    Avns1s
    Registered Users Posts: 3,422 ✭✭✭Avns1s


    whelan2 wrote: »
    It's not on financial self services. You go into direct payments and bps heading. Then pick 2020 and then payments summary. Then click bps. Did you try that?

    Mines showing in "Amounts Due" on "Financial Self Services".


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    #60
    whelan2
    Registered Users Posts: 29,156 ✭✭✭✭whelan2


    Avns1s wrote: »
    Mines showing in "Amounts Due" on "Financial Self Services".

    I didnt check that this morning. It goes on downtime until 6.15am


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    #61
    Buford T. Justice XIX
    Closed Accounts Posts: 20,633 ✭✭✭✭Buford T. Justice XIX


    whelan2 wrote: »
    It's not on financial self services. You go into direct payments and bps heading. Then pick 2020 and then payments summary. Then click bps. Did you try that?

    Showing there alright. Thanks for that way of finding it, nothing showing up in amounts due.

    It should appear sometime on Monday for a brief hello before heading off somewhere else like a flock of badly fenced ewes:(


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