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Watch shame

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    #62
    unkel
    Registered Users Posts: 64,775 ✭✭✭✭unkel


    Ours are. Herself lost the diamond out of her engagement ring (which is obviously about 98% of the value of the damn ring) and because it was a named all risk item, we got the full value paid out (minus excess)

    Same would happen if you lost your watch while swimming in the sea abroad on holidays or if the watch was taken off you by scumbags with a knife "London style"


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    #63
    CalamariFritti
    Registered Users Posts: 5,404 ✭✭✭CalamariFritti


    unkel wrote: »
    Ours are. Herself lost the diamond out of her engagement ring (which is obviously about 98% of the value of the damn ring) and because it was a named all risk item, we got the full value paid out (minus excess)

    Same would happen if you lost your watch while swimming in the sea abroad on holidays or if the watch was taken off you by scumbags with a knife "London style"

    So what did you do? Did you add it to your home insurance? (How do you do that?) Or do you need to take out something extra?


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    #64
    Cyrus
    Registered Users Posts: 19,672 ✭✭✭✭Cyrus


    CalamariFritti wrote: »
    So what do youdo? Did you add it to your home insurance? (How do you do that?) Or do you need to take out something extra?

    You add it to the all risks section of your home insurance.


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    #65
    unkel
    Registered Users Posts: 64,775 ✭✭✭✭unkel


    Yeah, you specify the items individually with their value. That should be mentioned in your insurance document. Your premium obviously goes up and it depends on the insurer and on the value of the items if your insurer wants a valuation done (generally not if individual items are worth less than say 5k each) or more demands (like a safe!)


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