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previously on the dole and mortgage application

greattime · 2020-10-06 12:09:18

Hi i was on social welfare for 2 years but just got a permanent job. My other half is a permanent teacher for 8 years, we are looking to apply for a joint mortgage in 6 months. 1. Will 6 months employment for me be enough to increase our mortgage? 2. will they ask or can they check what i done before the 6 months? I…

06-10-2020 01:09PM

#1

greattime

Registered Users, Registered Users 2 Posts: 1 ✭

Join Date: October 2020

Posts: 0

Hi i was on social welfare for 2 years but just got a permanent job. My other half is a permanent teacher for 8 years, we are looking to apply for a joint mortgage in 6 months.
1. Will 6 months employment for me be enough to increase our mortgage?
2. will they ask or can they check what i done before the 6 months? I presume being on the dole for that length of time will look very bad, maybe we are better off putting in a single application? Or I could say I lived off savings?

Thanks

0