How frugal are you?

bobbyy gee

2 year old phone
that's nearly new
i still own my first phone

auspicious

No mortgage no phone no holidays no life.

( no chance)

One More Toy

Fr_Dougal wrote: »

Are you happy? Genuine question.

Yes not too bad

Edit: though I should clarify I do suffer from depression. But I get satisfaction in not following the herd mentality, and hopefully retire early and get out of the rat race

Yyhhuuu

Lately I only spend about 3.50.a day since I stopped buying coffee every day(due to covid) Everything I buy is reduced to clear. All fresh food. Not processed. I treat myself to holidays abroad flying ryanair and staying in hostels.

chrissb8

Honestly I am terrible with money and not in the splash all on something I want kinda way. I was the go out multiple times for food, activities, drinks and then paying for Ubers just so I don't have to leave earlier to get public transport kinda wasting. Pointless stuff as well like subscriptions I don't need.

Quarantine has been a divine intervention, at least in pecuniary related matters. Now I've moved home for a year to do a course and have a lump sum in my account from my last pay check. I'm going to make it my mission to learn to stretch that out as long as I can. I spent €40 in the last 2 weeks so off to a decent start. Planning my meals out and not being able to do too much social wise has helped. Having no savings is a source of shame for me has to be said.

However that said, I would never get hung up on keeping up with the Jones'. Phones, cars, clothing and any of that. People getting in debt just to keep up an idea of a lifestyle that's beyond their capacity to hold up comfortably is where I think, ok, I could be much worse.

PmMeUrDogs

When it comes to myself, I'm frugal. I rarely buy myself anything and when I do, it's not expensive.

When it comes to my friends and family, I'm the opposite. I constantly buy them gifts, pay for taxis on nights out, get extra rounds in or send a few quid to the ones struggling.


I'd say I'm sensible with money, having a savings buffer in my account is important to me and I won't spend what I can't afford

Mister Vain

I buy a tin of baked beans on Tuesday so I can have a bubble bath on Wednesday.

Mad_maxx

I'm careful with money but have a patchy record on the handful of large spend purchases in most people's life which sort of cancels out my frugality in the small fry areas

Yyhhuuu

I can save ~€20 k per annum. My gross income is ~€32k about €25k net of tax. I'm single and mortgage- free. I want for nothing and enjoy foreign holidays. My day to day expenses are minimal.

Is this considered frugal? I will probably be able to save more since covid as I have cut back on foreign travel and coffee out due to covid.

I'm all for not wasting money and live simply enough but doing without home comforts, or only eating reduced food or depriving yourself of things you can afford that will make life more pleasant and enjoyable isn't frugal, it's punishment. You can be sensible without being miserable with money.

You can't take it with you, and there is a world to be enjoyed and a life to be lived that you will never have a second chance to do over.

McGinniesta

I'm frugal through necessity at the moment. Times are tough.

Yyhhuuu

Candie wrote: »

I'm all for not wasting money and live simply enough but doing without home comforts, or only eating reduced food or depriving yourself of things you can afford that will make life more pleasant and enjoyable isn't frugal, it's punishment. You can be sensible without being miserable with money.

You can't take it with you, and there is a world to be enjoyed and a life to be lived that you will never have a second chance to do over.

It's not punishment... I get the best quality fresh food for a fraction of the full cost. I invite friends over for meals. Furthermore, buying stuff doesnt bring happiness, experiences with people do. I said I enjoy foreign holidays. This isn't punishment. I just dont buy much stuff I dont need as I have everything already. You're being very judgmental

Church on Tuesday

I eat every other day.