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Shed insurance

  • 15-06-2020 11:16am
    #1
    fastrac94
    Registered Users, Registered Users 2 Posts: 227 ✭✭


    I have a shed/workshop/store at my parents place and I'm struggling to get insurance on it. It's 100% non farming related although my tractor and plough are in it. Anyone got a contact for a company that might consider it..have been talking to fbd and they don't want to know although if I could get talking to a rep that was dealing with this kinda thing all the time it may be different...Anyone any suggestions???


Comments

  • #2
    Bass Reeves
    Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭Bass Reeves


    What sort of work shed is it, have you planning for it.

    Slava Ukrainii



  • #3
    Dunedin
    Registered Users, Registered Users 2 Posts: 2,447 ✭✭✭Dunedin


    Bass Reeves wrote: »
    What sort of work shed is it, have you planning for it.

    I’ve never been asked about planning re insurance for any shed??


  • #4
    fastrac94
    Registered Users, Registered Users 2 Posts: 227 ✭✭fastrac94


    Dunedin wrote: »
    I’ve never been asked about planning re insurance for any shed??

    Shed is there for years,use it for working on vintage tractors and have a small boat stored in it.nothing commercial...


  • #5
    Cavanjack
    Registered Users, Registered Users 2 Posts: 2,685 ✭✭✭Cavanjack


    fastrac94 wrote: »
    I have a shed/workshop/store at my parents place and I'm struggling to get insurance on it. It's 100% non farming related although my tractor and plough are in it. Anyone got a contact for a company that might consider it..have been talking to fbd and they don't want to know although if I could get talking to a rep that was dealing with this kinda thing all the time it may be different...Anyone any suggestions???

    Can you not just get it covered under your parents house insurance as a garage?


  • #6
    [Deleted User]
    Posts: 24,714 ✭✭✭✭ [Deleted User]


    Cavanjack wrote: »
    Can you not just get it covered under your parents house insurance as a garage?

    Or just cover it under farm insurance, its storing tractors so not going to be an issue saying its for farm use.


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  • #7
    arctictree
    Registered Users, Registered Users 2 Posts: 4,364 ✭✭✭arctictree


    Why do you need to get insurance for it?

    I have just heard so many stories about insurance companies refusing to pay out that I insure as little as possible.


  • #8
    Bass Reeves
    Registered Users, Registered Users 2 Posts: 19,585 ✭✭✭✭Bass Reeves


    Dunedin wrote: »
    I’ve never been asked about planning re insurance for any shed??

    When he said it was a workshop, I taught it might be in use as a commercial enterprise. In that case while insurance companies may insure it for you, they might not pay up in the case of an incident.

    However in OP case I insure it as s garage or a farm shed which ever is handiest.

    Slava Ukrainii



  • #9
    fastrac94
    Registered Users, Registered Users 2 Posts: 227 ✭✭fastrac94


    Can't find anyone to even quote me as a farm shed because I don't have any other farm related insurance and it's too big to get added onto parents house insurance I'm told.begining to question if I do need cover on it but just be peace of mind in case of a fire or theft etc..sorting out my own house cover in the last few days and that has made me think of it.


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