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Wealthy People of Boards: What do you spend your money on?

  • 29-04-2020 6:44pm
    #1
    Registered Users, Registered Users 2 Posts: 1,058 ✭✭✭


    Another thread on here comparing salaries is shocking me in that the amount of households bringing in >175k pa pa would seem to be more than insignificant. There are also a few very occasional astronomical salaries >200k pa scattered in there too. People will say that there’s a lot of bull**** being posted, but why would people lie in a semi anonymous chat room.

    What I can’t get my head around is what all this money is spent on. Looking at myself and the wife, we’re far from well off, bringing in about €95k pa between us outside Dublin, we rent for now, we have a young baby, we save maybe €2,500 in a good month but we’re relatively comfortable. Could buy a second car, could rent or buy a bigger place but it’s all grand for now.

    Are all these high earners buying themselves into slavery with €800k mortgages, or is the money simply piling up somewhere? If so, what will if ever be spent on?

    I don’t want to get at people or anything - just curious!


«1

Comments

  • Registered Users, Registered Users 2 Posts: 3,230 ✭✭✭jaxxx


    Sex, Drugs and Sausage Rolls


  • Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    onrail wrote: »
    Another thread on here comparing salaries is shocking me in that the amount of households bringing in >175k pa pa would seem to be more than insignificant. There are also a few very occasional astronomical salaries >200k pa scattered in there too. People will say that there’s a lot of bull**** being posted, but why would people lie in a semi anonymous chat room.

    What I can’t get my head around is what all this money is spent on. Looking at myself and the wife, we’re far from well off, bringing in about €95k pa between us outside Dublin, we rent for now, we have a young baby, we save maybe €2,500 in a good month but we’re relatively comfortable. Could buy a second car, could rent or buy a bigger place but it’s all grand for now.

    Are all these high earners buying themselves into slavery with €800k mortgages, or is the money simply piling up somewhere? If so, what will if ever be spent on?

    I don’t want to get at people or anything - just curious!

    Tip: don’t believe a word on boards, especially about wages. It is a load of bulls**t

    Personally I earn 20k a years, pay 50k in taxes and save 15k per year, lavish expenses amount to 7k per year*

    *Dependign on which forum I’m in of course


  • Registered Users, Registered Users 2 Posts: 12,060 ✭✭✭✭anewme


    I often find it odd here when I see people complaining that a CEO earns 100k or more.


  • Moderators, Social & Fun Moderators Posts: 18,664 Mod ✭✭✭✭Leg End Reject


    40% PAYE, PRSI and all the USC bands eat into higher salaries fairly quickly. Higher salaries are generally achieved in areas where the cost of living is higher too, especially rent and house prices.


  • Banned (with Prison Access) Posts: 2,084 ✭✭✭statesaver


    Hookers and cocaine


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  • Registered Users, Registered Users 2 Posts: 18,283 ✭✭✭✭RobbingBandit


    Brown sugar and Brown envelopes


  • Closed Accounts Posts: 161 ✭✭LeYouth


    I wonder were irish people this obsessed with money back in ancient times.


  • Registered Users, Registered Users 2 Posts: 12,060 ✭✭✭✭anewme


    LeYouth wrote: »
    I wonder were irish people this obsessed with money back in ancient times.

    Who cares? We don’t live back in ancient times.


  • Closed Accounts Posts: 18,958 ✭✭✭✭Shefwedfan


    LeYouth wrote: »
    I wonder were irish people this obsessed with money back in ancient times.

    Yes


  • Registered Users, Registered Users 2 Posts: 1,118 ✭✭✭Melanchthon


    LeYouth wrote: »
    I wonder were irish people this obsessed with money back in ancient times.

    No they were obsessed with how much they had cattle instead
    anewme wrote: »
    I often find it odd here when I see people complaining that a CEO earns 100k or more.

    Most people are complaining about charities or entities that receive state money which also beg for more cash from the public which is a bit different because we have a stake in it.


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  • Registered Users, Registered Users 2 Posts: 3,858 ✭✭✭Church on Tuesday


    Faberge eggs.


  • Registered Users, Registered Users 2 Posts: 2,504 ✭✭✭bennyineire


    I spend my money on women, fast cars, drugs and alcohol.

    The rest I just waste


  • Registered Users, Registered Users 2 Posts: 11,217 ✭✭✭✭B.A._Baracus


    LeYouth wrote: »
    I wonder were irish people this obsessed with money back in ancient times.

    Yes - back then people would be moaning about you having a nicer hut. Nicer windmill.

    In about 500 years time people will still be moaning about how many space duckets you pull in each earth year :pac:


  • Closed Accounts Posts: 3,445 ✭✭✭Rodney Bathgate


    Toilet paper


  • Registered Users, Registered Users 2 Posts: 17,294 ✭✭✭✭banie01


    XTC!

    I thought I was buying XBT but now I love everyone so there's an upside.


  • Registered Users, Registered Users 2 Posts: 12,060 ✭✭✭✭anewme


    No they were obsessed with how much they had cattle instead



    Most people are complaining about charities or entities that receive state money which also beg for more cash from the public which is a bit different because we have a stake in it.

    They are complaining that a CEO is paid 100k. In CEO money, this is a very low salary. A CEO role is to drive incremental volume and raise the profile of the charity.


  • Posts: 21,679 ✭✭✭✭ [Deleted User]


    I only know of two people who are on six figures a year, one through work and the other the wife of a friend. The stress experienced and the hours they put in are immense. They work extremely hard. It can be difficult for a lot of people to get their heads around why some get paid more than others. I understand that

    In an ideal world we should be rewarded fairly and in line with what we provide. For example those working on the frontline of Covid 19 should be getting in or around the same earnings as those in six figure land. Or should they? What is value and who determines the worth of a career or service?

    That's a philosophical question and I don't have the answer. I do think its what makes some people angry and frustrated though.


  • Registered Users, Registered Users 2 Posts: 2,645 ✭✭✭krissovo


    I earn quite well the last 6 years, prior to that I would have been on about 65K but I got a lucky break after lots of handwork and got into the role I do now. 190k last year through salary and a further 70k through investment stocks, part company granted and part ordinary shares and 10k from an investment property. ~45% of that went to the taxman or PRSI/USC, 15k went to charity, 18k to keep the family farm running and upkeep. My wife had a salary of 210k but she took redundancy in January and will not go back to work now the mortgage is about to clear.

    I am about to clear my mortgage, we are in the country and bought my wife's old family farm, the mortgage 450k but I also put cash towards it which we will have taken 9 years to pay. The farm does not make any profit and I work full time to cover the costs.

    We also have a 3 bedroom apartment in the Costa Del Sol that is only an investment property, that is mortgage free. It was paid for through selling some company shares I was granted or purchased through ESPP

    2 cars which are paid with cash we save up and normally keep them for 5 to 8 years but we buy decent cars the last 2 were a Volvo XC 90 for the wife and I had a mercedes CLS. Last year we switched both to electric a BMW and Tesla so find we are actually saving money now, at least 8k a year between fuel costs/tax and maintanence.

    We normally have 3 holidays a year, Easter is usually to a villa in Lazarote which costs between 4 to 5k depending if my older children who are in university come over. Summer is budgeted at 12k and is different every year, sometimes a villa or more adventurous like a ranch in Colorado. Christmas we normally spend in Centerparc's UK with my parents and my siblings, they are in Healthcare so I pay the bill. Given the disruption this year we are going to buy a swim spa for the garden using the budget for holidays this year.

    2 children in university in the UK, one a vet the other trying to qualify as a lawyer, I am making them pay their own way through loans but what they do not know is that I will pay them off when they qualify. I have investment plans specifically for that.

    I pay the max value I can for my pension and top up with AVC's.

    I buy into my company share purchase scheme and pay every penny I can into it, its an easy 15% return normally. This year will be messy though but most of that money sits in a trade account or I buy new ordinary stock.

    We shop in Aldi and live day to day quite frugally so we can have the decent family holidays

    Our clothes we dont buy much but we buy good quality which lasts years, most my suits and shirts were tailored while working in Asia and are 10 years old and like new, always buy extra pants is a top tip. My wife is the same

    I also supplement my mother and fathers basic pension income, not much but enough to stop them stressing about heating the home

    I dont have much cash in the bank as i like it to earn interest, my wife would have quite a lot of bank savings.


  • Registered Users, Registered Users 2 Posts: 11,751 ✭✭✭✭For Forks Sake


    A solid gold house and a rocket car. What else.


  • Registered Users, Registered Users 2 Posts: 3,454 ✭✭✭NSAman


    Not wealthy but comfortable. I still work, still spend and still enjoy life as much as possible. I do not live in a mansion, drive a few nice cars (my only vice).

    Hobbies are renovating old houses, travel and family an friends.

    Dont forget this has been a LONG time coming and hard work and a lot of luck along the way (along with a lot of pain and worry).

    Spending... I don’t...there are savings made for kids, education, weddings and helping out others in whatever way possible. I live a pretty quiet life same as most people with less money.

    I have many friends who are much wealthier than I, most live the same as me. Some splash cash on fancier cars and homes, some have lost it and regained it, some have not.

    High paying is relative. What is not, is the time you spend above others working, especially after everyone has gone home.


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  • Registered Users, Registered Users 2 Posts: 359 ✭✭Experience_day


    2 lower grade managers in the FS might be on 80k before bonus etc fairly easily. so lets say 88k including 10% bonus. So the pair of them are 176k combined.....which nets to around 110k after tax or around 9,166 a month. A fair amount but assuming that you'll be in Dublin to earn that...a mortgage in a nice area for a property might be 2.8k a month for something. Throw in creche (cos they'll both be working full hours!) maybe 1,500?

    So before food, cars, transport, holidays, home improvements.......you're down to under 5k a month.....you're hardly living the best live out there!

    edit: Oh and there is the same uncertainty in life in terms of job security, planning for future, unexpected costs etc.


  • Closed Accounts Posts: 7,275 ✭✭✭Your Face


    LeYouth wrote: »
    I wonder were irish people this obsessed with money back in ancient times.


    They seemed to like their bling:


    4808835.jpg


  • Registered Users, Registered Users 2 Posts: 15,457 ✭✭✭✭Kylta


    LeYouth wrote: »
    I wonder were irish people this obsessed with money back in ancient times.

    Nah, we raped robbed and pillaged other clans. It was kinda cool. When you say ancient times are you talking about the 1950s


  • Registered Users, Registered Users 2 Posts: 7,020 ✭✭✭uch


    statesaver wrote: »
    Hookers and cocaine

    I haven't been allowed do that in 20 years, but I like yer optimism

    21/25



  • Registered Users, Registered Users 2 Posts: 2,010 ✭✭✭GooglePlus


    I'm on 30k a year, spend 10k on rent and the rest is mine after taxes.

    I don't let it get to my head, I never forget my humble roots.


  • Registered Users, Registered Users 2 Posts: 1,742 ✭✭✭lalababa


    There are 3 things humans need according to someone. Food, security ( I'd imagine a secure enough home/living arrangements) and love ( partner or family or friends or pets).
    Another person said humans need 1 something to do 2 someone to love 3 something to look forward to.
    I've been flat broke, and I've been very cash rich. And have come to the conclusion money is nothing to me. Even though it might paper over the cracks for awhile.
    As for what do rich people spend their money on: (apart from obvious peer pressure products- cars /houses/holiday home in South of France) it's on whatever their dreams are.


  • Registered Users, Registered Users 2 Posts: 14,378 ✭✭✭✭jimmycrackcorm


    krissovo wrote: »
    I earn quite well the last 6 years, prior to that I would have been on about 65K but I got a lucky break after lots of handwork and got into the role I do now. 190k last year through salary and a further 70k through investment stocks, part company granted and part ordinary shares and 10k from an investment property. ~45% of that went to the taxman or PRSI/USC, 15k went to charity, 18k to keep the family farm running and upkeep. My wife had a salary of 210k but she took redundancy in January and will not go back to work now the mortgage is about to clear.

    I am about to clear my mortgage, we are in the country and bought my wife's old family farm, the mortgage 450k but I also put cash towards it which we will have taken 9 years to pay. The farm does not make any profit and I work full time to cover the costs.

    We also have a 3 bedroom apartment in the Costa Del Sol that is only an investment property, that is mortgage free. It was paid for through selling some company shares I was granted or purchased through ESPP

    2 cars which are paid with cash we save up and normally keep them for 5 to 8 years but we buy decent cars the last 2 were a Volvo XC 90 for the wife and I had a mercedes CLS. Last year we switched both to electric a BMW and Tesla so find we are actually saving money now, at least 8k a year between fuel costs/tax and maintanence.

    We normally have 3 holidays a year, Easter is usually to a villa in Lazarote which costs between 4 to 5k depending if my older children who are in university come over. Summer is budgeted at 12k and is different every year, sometimes a villa or more adventurous like a ranch in Colorado. Christmas we normally spend in Centerparc's UK with my parents and my siblings, they are in Healthcare so I pay the bill. Given the disruption this year we are going to buy a swim spa for the garden using the budget for holidays this year.

    2 children in university in the UK, one a vet the other trying to qualify as a lawyer, I am making them pay their own way through loans but what they do not know is that I will pay them off when they qualify. I have investment plans specifically for that.

    I pay the max value I can for my pension and top up with AVC's.

    I buy into my company share purchase scheme and pay every penny I can into it, its an easy 15% return normally. This year will be messy though but most of that money sits in a trade account or I buy new ordinary stock.

    We shop in Aldi and live day to day quite frugally so we can have the decent family holidays

    Our clothes we dont buy much but we buy good quality which lasts years, most my suits and shirts were tailored while working in Asia and are 10 years old and like new, always buy extra pants is a top tip. My wife is the same

    I also supplement my mother and fathers basic pension income, not much but enough to stop them stressing about heating the home

    I dont have much cash in the bank as i like it to earn interest, my wife would have quite a lot of bank savings.

    What I like about this is that you might spend 5K on a holiday but shop in Aldi.


  • Registered Users, Registered Users 2 Posts: 15,211 ✭✭✭✭ILoveYourVibes


    Nothing interesting yet.


  • Registered Users, Registered Users 2 Posts: 335 ✭✭boring accountant


    A lot of my coworkers would be on 6 figures, 120-250k range and to be honest I would guess that it’s just piling up. Most don’t wear fancy suits, they drive relatively old cars and live in nice but not outrageous houses. Granted, they pay a huge amount of tax, but over the years it must build up.


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  • Registered Users, Registered Users 2 Posts: 1,058 ✭✭✭onrail


    A lot of my coworkers would be on 6 figures, 120-250k range and to be honest I would guess that it’s just piling up. Most don’t wear fancy suits, they drive relatively old cars and live in nice but not outrageous houses. Granted, they pay a huge amount of tax, but over the years it must build up.

    What industry are they in?

    Edit: I've just noticed your username!


  • Registered Users, Registered Users 2 Posts: 15,211 ✭✭✭✭ILoveYourVibes


    A lot of my coworkers would be on 6 figures, 120-250k range and to be honest I would guess that it’s just piling up. Most don’t wear fancy suits, they drive relatively old cars and live in nice but not outrageous houses. Granted, they pay a huge amount of tax, but over the years it must build up.
    exactly so boring :rolleyes:


  • Registered Users, Registered Users 2 Posts: 7,348 ✭✭✭El Gato De Negocios


    My wife and I both earn good salaries. She is in excess of 6 figures when bonuses and share options are factored in, Im in the decent 5 figures band. Our combined annual gross incl bonuses is circa €190k but taxman gets a large portion of that. We have €60k in the bank, are saving €2k a month for a new house, existing mortgage of around €900 a month, child care costs of €1600 a month (none at the moment obviously so we are topping up the savings for the time being), light, heat, food, vhi & life insurance etc about €1500 a month so around €6k already accounted for on an average month from our take home. We both have a car, mine is 10 years old with 145k miles on it, hers is 4 years old, both are owned outright. Add in running costs for those - fuel, tax, insurance plus having two children that dont stop growing it means our disposable income is comparatively small vs what we earn. We haven't been on a holiday outside of Ireland in over 2 years, dont buy any designer gear and generally live a modest lifestyle. We are hoping to buy in a "good" area in Dublin at some point in the not too distant future so will have a big mortgage til near enough the time to retire comes. The childcare costs are the killer but we dont have anyone near by that could look after them. Im not complaining, Im lucky that if i see something I want i can generally afford to buy it, it just means the belt is a little bit tighter the following month.


  • Registered Users, Registered Users 2 Posts: 10,399 ✭✭✭✭ThunbergsAreGo


    krissovo wrote: »
    I earn quite well the last 6 years, prior to that I would have been on about 65K but I got a lucky break after lots of handwork and got into the role I do now. 190k last year through salary and a further 70k through investment stocks, part company granted and part ordinary shares and 10k from an investment property. ~45% of that went to the taxman or PRSI/USC, 15k went to charity, 18k to keep the family farm running and upkeep. My wife had a salary of 210k but she took redundancy in January and will not go back to work now the mortgage is about to clear.

    I am about to clear my mortgage, we are in the country and bought my wife's old family farm, the mortgage 450k but I also put cash towards it which we will have taken 9 years to pay. The farm does not make any profit and I work full time to cover the costs.

    We also have a 3 bedroom apartment in the Costa Del Sol that is only an investment property, that is mortgage free. It was paid for through selling some company shares I was granted or purchased through ESPP

    2 cars which are paid with cash we save up and normally keep them for 5 to 8 years but we buy decent cars the last 2 were a Volvo XC 90 for the wife and I had a mercedes CLS. Last year we switched both to electric a BMW and Tesla so find we are actually saving money now, at least 8k a year between fuel costs/tax and maintanence.

    We normally have 3 holidays a year, Easter is usually to a villa in Lazarote which costs between 4 to 5k depending if my older children who are in university come over. Summer is budgeted at 12k and is different every year, sometimes a villa or more adventurous like a ranch in Colorado. Christmas we normally spend in Centerparc's UK with my parents and my siblings, they are in Healthcare so I pay the bill. Given the disruption this year we are going to buy a swim spa for the garden using the budget for holidays this year.

    2 children in university in the UK, one a vet the other trying to qualify as a lawyer, I am making them pay their own way through loans but what they do not know is that I will pay them off when they qualify. I have investment plans specifically for that.

    I pay the max value I can for my pension and top up with AVC's.

    I buy into my company share purchase scheme and pay every penny I can into it, its an easy 15% return normally. This year will be messy though but most of that money sits in a trade account or I buy new ordinary stock.

    We shop in Aldi and live day to day quite frugally so we can have the decent family holidays

    Our clothes we dont buy much but we buy good quality which lasts years, most my suits and shirts were tailored while working in Asia and are 10 years old and like new, always buy extra pants is a top tip. My wife is the same

    I also supplement my mother and fathers basic pension income, not much but enough to stop them stressing about heating the home

    I dont have much cash in the bank as i like it to earn interest, my wife would have quite a lot of bank savings.

    Fair play to ye! Thanks some money, and really sensible ways to use it


  • Posts: 24,714 ✭✭✭✭ [Deleted User]


    What I like about this is that you might spend 5K on a holiday but shop in Aldi.

    Which I personally don’t really get as a concept. Not buying in aldi as such (which I do some shopping in but not the majority which I do in SuperValu as it’s better quality and a better selection) but the idea of skrimping day to day to blow a load of money on a holiday just makes no sense to me. I’d prefer to spend well on day to day living and have less, cheaper or no holidays away. Bar a one off like a honeymoon I don’t get the big spending on holidays, it’s a week or two and it’s gone while the rest of the months and months the year you are having to be or choosing to be frugal.


  • Registered Users, Registered Users 2 Posts: 3,762 ✭✭✭smokingman


    I spend my money on collecting Charlie Haughy shirts. Been thinking I might branch out and get a few Lowreys to suppliment.


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  • Registered Users, Registered Users 2 Posts: 7,055 ✭✭✭JohnnyFlash


    smokingman wrote: »
    I spend my money on collecting Charlie Haughy shirts. Been thinking I might branch out and get a few Lowreys to suppliment.

    Might have been funnier in your head, dude.


  • Registered Users, Registered Users 2 Posts: 12,060 ✭✭✭✭anewme


    Which I personally don’t really get as a concept. Not buying in aldi as such (which I do some shopping in but not the majority which I do in SuperValu as it’s better quality and a better selection) but the idea of skrimping day to day to blow a load of money on a holiday just makes no sense to me. I’d prefer to spend well on day to day living and have less, cheaper or no holidays away. Bar a one off like a honeymoon I don’t get the big spending on holidays, it’s a week or two and it’s gone while the rest of the months and months the year you are having to be or choosing to be frugal.

    I think it is more what is important to you. Memories of an epic trip can last a lifetime. Some people smoke for example or spend 100-200 on a night out drinking twice or 3 times a week. We all like different things. That to me is dead money but their choice.


  • Closed Accounts Posts: 1,208 ✭✭✭LuasSimon


    Most high salaries are in the Dublin area where membership of private schoools for the children , house prices, Rugby/Sking trips put a fair dent in the 100 to 150K a year salary.

    In rural Ireland wealthy dairy farmers just keep buying more and more land till they own the whole parish working 80 hour weeks and never going anywhere bar an odd GAA match.


  • Registered Users, Registered Users 2 Posts: 13,772 ✭✭✭✭fits


    If you are not careful with money it’s very easy to dispose of a good salary. Tax eats into it. If you earn an average salary and watch your spending you might be able to build up a decent cushion

    Edited to add a lot of it is luck too and that can go in either direction. Bad health, property crashes etc.


  • Registered Users, Registered Users 2 Posts: 2,645 ✭✭✭krissovo


    Which I personally don’t really get as a concept. Not buying in aldi as such (which I do some shopping in but not the majority which I do in SuperValu as it’s better quality and a better selection) but the idea of skrimping day to day to blow a load of money on a holiday just makes no sense to me. I’d prefer to spend well on day to day living and have less, cheaper or no holidays away. Bar a one off like a honeymoon I don’t get the big spending on holidays, it’s a week or two and it’s gone while the rest of the months and months the year you are having to be or choosing to be frugal.

    Aldi without a doubt has the best quality meat and veg off the shelf of any supermarket in the country. Amazing steaks, chicken meat that does not evaporate from being injected with water and veg that lasts more than a day. Also I am a hobby farmer and feedback from some of the local farmers near me who deal with Aldi is they highly respect the business approach and relationship they have. The fact I save a few bob is a nice side effect.

    My local Supervalue is a disaster, the gossip at the til means efficiency is no existent and the food quality is up and down.

    Holidays for us is about creating memories together. Before Covid I traveled at least 25 weeks a year and our weekly routine together was limited to weekends and often I would be tired from travel.


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  • Registered Users, Registered Users 2 Posts: 295 ✭✭gourcuff


    LuasSimon wrote: »
    Most high salaries are in the Dublin area where membership of private schoools for the children , house prices, Rugby/Sking trips put a fair dent in the 100 to 150K a year salary.

    In rural Ireland wealthy dairy farmers just keep buying more and more land till they own the whole parish working 80 hour weeks and never going anywhere bar an odd GAA match.

    huge generalisations there based on your limited narrow personal experience..

    my friends in ireland outside of dublin seem to all earn more than my friends in dublin, many are civil engineers or work in the pharma tech sectors in limerick/galway.. huge houses, great holidays, while my friends in dublin seem to be stuck cos of the rip off cost of living,


  • Registered Users, Registered Users 2 Posts: 11,430 ✭✭✭✭EmmetSpiceland


    krissovo wrote: »
    My local Supervalue is a disaster, the gossip at the til means efficiency is no existent and the food quality is up and down.

    I never mind the bit of “gossip”. At least it gives you time to load the shopping onto the belt and to get your reusable bags in place.

    The constantly frowning “robots“ who seem to delight in speed-checking everything so you can’t even refill the trolley in time are the biggest drawback of shopping in the “discount” stores. That and the clientele.

    And before anyone “has a go”, I’m well aware of their checkout policy but that doesn’t mean I have to like it and I, firmly, believe some of them are taking the piss.

    “It is not blood that makes you Irish but a willingness to be part of the Irish nation” - Thomas Davis



  • Registered Users, Registered Users 2 Posts: 410 ✭✭AlphabetCards


    I never mind the bit of “gossip”. At least it gives you time to load the shopping onto the belt and to get your reusable bags in place.

    The constantly frowning “robots“ who seem to delight in speed-checking everything so you can’t even refill the trolley in time are the biggest drawback of shopping in the “discount” stores. That and the clientele.

    And before anyone “has a go”, I’m well aware of their checkout policy but that doesn’t mean I have to like it and I, firmly, believe some of them are taking the piss.

    The Aldis/Lidls expect you to launch the stuff into your trolley straight from scanner, and bag it elsewhere (shelf at the windows, beside your car boot). The fact that the Irish and English insist on bagging at the checkouts as they food is scanned is frustrating, we would all get it done quicker if we used the european system.


  • Registered Users, Registered Users 2 Posts: 11,430 ✭✭✭✭EmmetSpiceland


    The Aldis/Lidls expect you to launch the stuff into your trolley straight from scanner, and bag it elsewhere (shelf at the windows, beside your car boot). The fact that the Irish and English insist on bagging at the checkouts as they food is scanned is frustrating, we would all get it done quicker if we used the european system.

    As I said, I fully understand their “policy”. I just don’t like it.

    When I’m doing the shopping I tend to put the heavier items at the bottom, when I could to the checkout these items don’t tend to go on first so when it comes to the checkout operator looking for a “personal best” my lighter, more delicate, items go into the bottom of the trolley.

    If, given the time, I can open my three, reusable, bags I can then pack the bags directly from the checkout back into the trolley, into the correct bag, and be on my way.

    I use the, ignominious, “shelf” as a last resort.

    “It is not blood that makes you Irish but a willingness to be part of the Irish nation” - Thomas Davis



  • Registered Users, Registered Users 2 Posts: 3,636 ✭✭✭dotsman


    krissovo wrote: »
    I earn quite well the last 6 years, prior to that I would have been on about 65K but I got a lucky break after lots of handwork and got into the role I do now. 190k last year through salary and a further 70k through investment stocks, part company granted and part ordinary shares and 10k from an investment property.

    So that's how one gets to the top ;)


  • Posts: 24,714 ✭✭✭✭ [Deleted User]


    krissovo wrote: »
    Aldi without a doubt has the best quality meat and veg off the shelf of any supermarket in the country. Amazing steaks, chicken meat that does not evaporate from being injected with water and veg that lasts more than a day. Also I am a hobby farmer and feedback from some of the local farmers near me who deal with Aldi is they highly respect the business approach and relationship they have. The fact I save a few bob is a nice side effect.

    My local Supervalue is a disaster, the gossip at the til means efficiency is no existent and the food quality is up and down.

    Holidays for us is about creating memories together. Before Covid I traveled at least 25 weeks a year and our weekly routine together was limited to weekends and often I would be tired from travel.

    Wouldn’t agree with that at all, find Aldi’s veg only ok (goes off very fast too) and while their meat is grand it’s not as good as any of the SuperValu’s I frequent who’s meat is pretty much butcher quality imo. I don’t think SuperValu and aldi are even comparable for most things.

    As for holidays, funny you mention a farm as myself and my father also run a farm along side full times jobs but it’s not a hobby farm it gets no day to day money from our off farm income and it’s there is bring in extra money or at the very least break even in a bad year. The exception to using off farm income for the farm is I recently bought some more land so between that and building what I hope is a very very nice house I haven’t much money nor interest in holidays. Most of my holidays from work are spent working on the farm anyway and I enjoy it.
    The Aldis/Lidls expect you to launch the stuff into your trolley straight from scanner, and bag it elsewhere (shelf at the windows, beside your car boot). The fact that the Irish and English insist on bagging at the checkouts as they food is scanned is frustrating, we would all get it done quicker if we used the european system.

    It’s a stupid system and certainly not faster. You have to handle everything 3 times in the shop if you have to pack at the shelf. I never pack at the shelf always at the till and generally get everything packed by the time i have to pay.


  • Registered Users, Registered Users 2 Posts: 7,071 ✭✭✭ebbsy


    Muff.


  • Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm



    It’s a stupid system and certainly not faster. You have to handle everything 3 times in the shop if you have to pack at the shelf. I never pack at the shelf always at the till and generally get everything packed by the time i have to pay.

    If people could bag as quick as the cashier could scan, it would massively speed the queue up. The idea is you feck everything in the trolley and get out of the checkout area so the next customer can be served.

    There’s an art to loading the conveyer belt. The way I do it is to put the heavy and non delicate items on the belt first, then in order til you get to the last stuff like bread or eggs. It’s entirely possible to load quicker than the cashier can scan.
    Problem is it’s not practical, and it’s beyond most punters capabilities. It would require the customer to care about the German chains’ rostering savings, or the people behind them in the queue, or the cashier who has targets to meet.


  • Posts: 24,714 ✭✭✭✭ [Deleted User]


    colm_mcm wrote: »
    If people could bag as quick as the cashier could scan, it would massively speed the queue up. The idea is you feck everything in the trolley and get out of the checkout area so the next customer can be served.

    There’s an art to loading the conveyer belt. The way I do it is to put the heavy and non delicate items on the belt first, then in order til you get to the last stuff like bread or eggs. It’s entirely possible to load quicker than the cashier can scan.
    Problem is it’s not practical, and it’s beyond most punters capabilities. It would require the customer to care about the German chains’ rostering savings, or the people behind them in the queue, or the cashier who has targets to meet.

    I know that’s the idea but it’s a stupid one and doesn’t get you out of the shop any faster, slower if anything. If everyone packed at the till the queue might move slower but everyone gets out of the shop faster imo.


  • Registered Users, Registered Users 2 Posts: 73,520 ✭✭✭✭colm_mcm


    I know that’s the idea but it’s a stupid one and doesn’t get you out of the shop any faster, slower if anything. If everyone packed at the till the queue might move slower but everyone gets out of the shop faster imo.

    The bottleneck is the till.

    You’re not taking queuing into account.


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