Can I be refused a council house for earning too much?

BanditLuke · 21-02-2020 10:32pm

Plumbthedepths wrote: »

I paid rent every week, in my last year our weekly rent was €124, our mortgage repayments for the first two years were fixed at €510 per month.

Wish our rent was that cheap on our social house.

Plumbthedepths · 21-02-2020 10:33pm

BanditLuke wrote: »

Wish our rent was that cheap on our social house.

16 years ago 2004.

BanditLuke · 21-02-2020 10:35pm

Hunky Monster wrote: »

I wish I could get a council house but unfortunately I’m not clever enough. I work for a living, I don’t get paid enough to buy a house but I earn too much to get one handed to me.

What can I get OP?

Good news, you can get a social house if you work. We've had ours years and it's enabled us to save for a house of our own. Good luck

BanditLuke · 21-02-2020 10:35pm

Plumbthedepths wrote: »

16 years ago 2004.

Ah sorry missed that bit. It's a heck of a lot more now for a working couple

MEGA BRO WOLF 5000 · 21-02-2020 10:36pm

BanditLuke wrote: »

Good news, you can get a social house if you work. We've had ours years and it's enabled us to save for a house of our own. Good luck

Good luck is right. Single white man.

I will always be bottom of the list.

Plumbthedepths · 21-02-2020 10:37pm

BanditLuke wrote: »

Ah sorry missed that bit. It's a heck of a lot more now for a working couple

True wages have also increased in that period.

Sleeper12 · 21-02-2020 10:37pm

Plumbthedepths wrote:

I lived in a council house '99 to '04 assessed every year by submitting P60. My mortgage repayments were less on the home we bought in '04.

Thanks for that.

If you believed half of the posters here they'd have you believe that everyone gets free houses for life

dartboardio · 21-02-2020 10:37pm

Any 'rules' DSP have seem to be a bit lax anyway... a bit too lax if you ask me.

Their imaginary '9 week disqualification' from a social welfare payment if you walk out of a job or are sacked, is basically non existent, despite being on every website/information booklet!

No wonder people take the piss..

I walked out of a job recently (silly me, yes) had been debating it for a few months.

I went to the SW office on the Friday and the claim was approved by the Monday.. no mention of this 9 week disqualification whatsoever.

Plumbthedepths · 21-02-2020 10:40pm

Sleeper12 wrote: »

Thanks for that.

If you believed half of the posters here they'd have you believe that everyone gets free houses for life

Yeah I know it's terrible when someone with a little knowledge sheds a little light on the subject. My mortgage was not unusually small, it was €144,000. 7 years left , monthly payments €685 now. If I were still a council tenant it would exceed my present mortgage payments. I know what a tracker mortgage is. ;-)

Guy:Incognito · 21-02-2020 10:41pm

Eric Cartman wrote: »

I believe 50k is the threshold but im sure somebody can confirm or deny that.

As far as I remember, up till a couple of years ago it was 36k or so for a couple with 1 or 2 kids. (edit 38.5k apparently)

dartboardio wrote: »

Surely not as been given a council house isn't based on assessment, getting onto the council list is?

(I would have thought..)

Surely once you're on the council list you're eligible for a council house, until you take yourself off of it or win the lotto ?

Depends what your combined income is...

I mean if your combined income is 40k then I'm sure you're morally still entitled but obviously if someone was being a little greedy and they're combined income was 80/100k a year then I'd be taking myself off of it.

There are ongoing assessments. Often you are asked to fill in an online form to declare yourself still eligible.

ldy4mxonucwsq6 · 21-02-2020 10:42pm

Filepio wrote: »

Thanks for that, nowhere says what the threshold is when offered a property, probably wont be housed for another few years but with everyone help so far I kinda know what to expect now... thanks again.

Depends on your local council/location but the max household income for 2 adults with 2 kids is €38,500. Some councils have lower limits too (for example Westmeath is €27,500) so you really need to check the maximum for your area, but is combined income is over €38,500 (net income) you're probably not eligible.

Filepio · 21-02-2020 10:54pm

Sean Shy Larvae wrote: »

Depends on your local council/location but the max household income for 2 adults with 2 kids is €38,500. Some councils have lower limits too (for example Westmeath is €27,500) so you really need to check the maximum for your area, but is combined income is over €38,500 (net income) you're probably not eligible.

Yeah I had a feeling that might be the case, I think citizens advise have a live chat on their site, I'll have a chat with them on Monday

TSQ · 21-02-2020 11:14pm

Sean Shy Larvae wrote: »

Depends on your local council/location but the max household income for 2 adults with 2 kids is €38,500. Some councils have lower limits too (for example Westmeath is €27,500) so you really need to check the maximum for your area, but is combined income is over €38,500 (net income) you're probably not eligible.

I believe those figures are for NET income.... i.e. after tax income, plus some living expenses are also deducted from gross income to reach the qualifying income level.