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Boat finance

  • 24-01-2020 2:13pm
    #1
    deadlydreads
    Registered Users, Registered Users 2 Posts: 18 ✭


    Hey guys,
    Foolishly thought I could get a personal loan to cover the balance of a boat. Anyone have any recommendations for a boat finance company? Cheers


Comments

  • #2
    Bio Mech
    Registered Users, Registered Users 2 Posts: 1,046 ✭✭✭Bio Mech


    You can get a personal loan for any purpose cant you? Did a bank reject you based on the fact that you wanted to use it on a boat? Or for finance/income reasons?


  • #3
    deadlydreads
    Registered Users, Registered Users 2 Posts: 18 ✭deadlydreads


    Yeah I asked why they wanted to know what my personal loan was for and they said that they can't lend for boats. They probably figure I'll be living on it so might have to rethink the reason!!
    Cheers


  • #4
    2Mad2BeMad
    Registered Users, Registered Users 2 Posts: 2,792 ✭✭✭2Mad2BeMad


    deadlydreads wrote: »
    Yeah I asked why they wanted to know what my personal loan was for and they said that they can't lend for boats. They probably figure I'll be living on it so might have to rethink the reason!!
    Cheers

    Should of just told them it's for a car.


  • #5
    Bio Mech
    Registered Users, Registered Users 2 Posts: 1,046 ✭✭✭Bio Mech


    2Mad2BeMad wrote: »
    Should of just told them it's for a car.

    You could have done alright. personal loans arent usually secured against the prospective purchase which is why the rates are high.

    You could take one out for "home improvements" maybe


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