Does a crash devalue your vehicle after repairs?

S.L.F

garv123 wrote: »

Not fair to judge by a picture.

I showed this to a friend of mine who understands vans and he started talking about chassis, suspension and mounts and all sorts of other things.

He was telling me if someone wanted to cause the most damage they really could not pick a better spot.

Del2005

jippo nolan wrote: »

Depends on what guard you meet, I met the wrong one!

I'd say you meet the right one and everyone else meets the wrong one.

Toyotafanboi

S.L.F wrote: »

I took it to a garage, not a main dealer and they have quoted over two grand thus far.

I am still waiting for the final figure as he is waiting for prices for parts.

Sounds like there I'd no quote this far. Just an eyeball ballpark "could be" figure.

S.L.F wrote: »

I showed this to a friend of mine who understands vans and he started talking about chassis, suspension and mounts and all sorts of other things.

He was telling me if someone wanted to cause the most damage they really could not pick a better spot.

You'll get all sorts of shoulda, woulda, coulda types of opinions on this sort of a thing.

Sure if they hit the other side of the van at 120km/h they could have killed you and if they rear ended you, they couldn't have found a better place to hit to damage your cargo.

Take the van to a reputable garage, get an itemized estimate and go from there.

Is this going through an insurance claim?

S.L.F

Toyotafanboi wrote: »

Sounds like there I'd no quote this far. Just an eyeball ballpark "could be" figure.

He reckons about €800 (labour) from the view he had of it, plus parts.


I'm not a mechanic so I am not in a position to talk about it.

Toyotafanboi wrote: »

You'll get all sorts of shoulda, woulda, coulda types of opinions on this sort of a thing.

Sure if they hit the other side of the van at 120km/h they could have killed you and if they rear ended you, they couldn't have found a better place to hit to damage your cargo.

The same thing happens with working with sash windows, lots of people seem to be experts at this until the window ends up too difficult to repair.

Toyotafanboi wrote: »

Take the van to a reputable garage, get an itemized estimate and go from there.

Is this going through an insurance claim?

The quote I am getting is through a reputable garage, quote is taking time because he needs a list of prices for parts due to the accident.



Yes it is going through an insurance claim she called her insurance co and admitted liability.

S.L.F

Anyway,

thanks to all who have commented (bar one), the assessor was out and judged it was not economical to repair it and they decided to write it off.

Cost of repairs would have been about €1,950

The cost of a 2011 Citroen Relay in good condition would be about €4,500 but as I have repairs to do to the van to get it through the CVRT so I accepted less than that.

The van is due to be scrapped.

Over all it has been painful experience with me having to reorganise work and now empty the back of my van and get a new van on the road now as well.

Again thank you all for your contributions

pm1977x

I think I recognise that weird roundabout, is it in Sallynoggin at the back of Power City? People boot down that road even though limit is 30.

S.L.F

pm1977x wrote: »

I think I recognise that weird roundabout, is it in Sallynoggin at the back of Power City? People boot down that road even though limit is 30.

I always thought people booted down the Noggin road more often myself

tuxy

I don't understand why people are claiming the van had no DOE. These people need to be reported to a mod for misinformation!

micar

I see the ford had L Plates.

Was the person driving a learner driver and if was she driving alone. If so, her insurance is invalid.

Del2005

micar wrote: »

I see the ford had L Plates.

Was the person driving a learner driver and if was she driving alone. If so, her insurance is invalid.

Their insurance will still be valid for 3rd parties, which the insurance companies have started to recoup through the courts, even if it's not valid for them.

Wildly Boaring

tuxy wrote: »

I don't understand why people are claiming the van had no DOE. These people need to be reported to a mod for misinformation!

OP reply 20th or so post

:Oct CVRT expired, van in good condition overall but failed CRVT."

FishOnABike

The other party's insurance company should be paying for the hire of a replacement van for a reasonable time in addition to the write off value of your van.

pm1977x

S.L.F wrote: »

I always thought people booted down the Noggin road more often myself

That too, but since the new lights at the junction cars coming from Pearse bomb down past the shops to that roundabout as if it's a main road, very dangerous and some kid is going to get killed one of these days if drivers don't slow down.

Markcheese

Hope you're not too much out of pocket,
Its stressful whenever it happens and especially when you are without your work vehicle for a few weeks..
Someone I knew had his 4 month old van written off, he just assumed the other parties insurance would cover a new van, nope, they reckoned he should be paying for a 191,while driving a second hand 181..

tuxy

Markcheese wrote: »

Someone I knew had his 4 month old van written off, he just assumed the other parties insurance would cover a new van, nope, they reckoned he should be paying for a 191,while driving a second hand 181..

The insurance companies have a list of that vehicles are worth. That's what decides the payout. What exactly happened here?

seagull

Most insurance policies have a clause that they will replace the vehicle if under 6 months old without the damage being that severe.

Markcheese

tuxy wrote: »

The insurance companies have a list of that vehicles are worth. That's what decides the payout. What exactly happened here?

Not sure of the ins and outs of the insurance company, someone coming Off a night shift, just drove out in front of him, I'm sure it'll be more than just the van though, he was in hospital for a few days, couldn't work for a while, stock and equipment wrecked...
I think he said they'd have replaced it, if it had been a car, but book value for a van...

colm_mcm

Insurance companies don’t replace used cars with other used cars.

tuxy

Markcheese wrote: »

Not sure of the ins and outs of the insurance company, someone coming Off a night shift, just drove out in front of him, I'm sure it'll be more than just the van though, he was in hospital for a few days, couldn't work for a while, stock and equipment wrecked...
I think he said they'd have replaced it, if it had been a car, but book value for a van...

So it's not about his vehicle and there are signs already that the insurance will not fully cover medical and loss of earnings?

Kimbot

If you claim through insurance and they bother to dot the i's and cross the t's and notice you are out of DOE there could be bother.

mickdw

If a person without valid test is crashed into by another party and it is agreed there is no fault on the person without the valid test, it can have no bearing on the claim other than on the valuation of the car in a write off situation.

If they were in an at fault accident, it's a whole other ballgame.

I don’t know how people feel about vans as they are generally a business vehicle. But in terms of a car purchase if I knew a car had been damaged I’d move on and look at something else.

Wossack

This is a 2 y/o thread…