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Classic insurance without NCT

  • 16-09-2019 8:21pm
    #1
    Registered Users Posts: 120 ✭✭ Torq


    Hi Guys,
    Is there anyone insuring classics that doesn't ask for proof of NCT?
    Thanks.
    T


Comments

  • Registered Users Posts: 9,059 ✭✭✭ Kenny Logins


    I can't remember ever having been asked for an NCT.. even during a claim.


  • Registered Users Posts: 120 ✭✭ Torq


    I can't remember ever having been asked for an NCT.. even during a claim.

    AXA told me today if a car hasn't been insured for over 6 years then they won't touch it without an NCT or engineers report.


  • Moderators, Category Moderators, Motoring & Transport Moderators, Regional East Moderators Posts: 58,916 CMod ✭✭✭✭ unkel


    Why don't you just NCT it?

    "Wind is Ireland's oil" - An Taoiseach, 25/05/2022



  • Registered Users Posts: 120 ✭✭ Torq


    unkel wrote: »
    Why don't you just NCT it?

    If it was that easy I'd do it. I want to insure it to cover fire or theft, not road use as it needs to be restored and is not roadworthy. Happy now?


  • Registered Users Posts: 10,113 ✭✭✭✭ elperello




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  • Closed Accounts Posts: 2,813 ✭✭✭ Noveight


    FBD didn't ask for proof. Asked very few questions actually, I found it very easy to get classic insurance with them.


  • Registered Users Posts: 9,059 ✭✭✭ Kenny Logins


    Torq wrote: »
    AXA told me today if a car hasn't been insured for over 6 years then they won't touch it without an NCT or engineers report.

    Seems fair.


  • Registered Users Posts: 9,059 ✭✭✭ Kenny Logins


    Torq wrote: »
    If it was that easy I'd do it. I want to insure it to cover fire or theft, not road use as it needs to be restored and is not roadworthy. Happy now?

    Try First Ireland. I have a car in long-term storage and insured fully comp with FI. It is allowed 1500(2000?) miles or so, but that's only because that's the minimum they offer.


  • Registered Users Posts: 21,851 ✭✭✭✭ endacl


    Torq wrote: »
    If it was that easy I'd do it. I want to insure it to cover fire or theft, not road use as it needs to be restored and is not roadworthy. Happy now?

    If only it had been possible to include that information in your opening post. You wouldn’t have had to go to the trouble of being snippy in response to the reply given based on the facts you made available to those who might take the trouble to respond.

    :(


  • Registered Users Posts: 120 ✭✭ Torq


    Waiting for FBD to call me back.

    Campion will only cover for traveling to shows, NCT and to garage for maintenance.


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  • Registered Users Posts: 28 Steamed Clams


    Torq wrote: »
    Waiting for FBD to call me back.

    Campion will only cover for traveling to shows, NCT and to garage for maintenance.

    I took out an FBD classic policy in the last few weeks, there's no such stipulations. Standard SDP wording, with limited mileage. I also wasn't asked about NCT status. I called into in my local branch rather than phoned, based on advice here and elsewhere.

    Literally the easiest insurance dealing I've ever had. All they wanted was confirmation that I'm a member of a classic club, and to photocopy the cert for my main car's policy. TPF+T cover on a sub 30 year old Japanese import "sports car", for a sub 30 year old policy holder, 200e even :)


  • Closed Accounts Posts: 2,813 ✭✭✭ Noveight


    I took out an FBD classic policy in the last few weeks, there's no such stipulations. Standard SDP wording, with limited mileage. I also wasn't asked about NCT status. I called into in my local branch rather than phoned, based on advice here and elsewhere.

    Literally the easiest insurance dealing I've ever had. All they wanted was confirmation that I'm a member of a classic club, and to photocopy the cert for my main car's policy. TPF+T cover on a sub 30 year old Japanese import "sports car", for a sub 30 year old policy holder, 200e even :)

    Gave me cover on the Sierra without membership of a club. Very handy, as you’ve mentioned.


  • Registered Users Posts: 120 ✭✭ Torq


    Rang FBD again, all done and totally painless!


  • Moderators, Category Moderators, Motoring & Transport Moderators, Regional East Moderators Posts: 58,916 CMod ✭✭✭✭ unkel


    Glad for you that you got sorted!

    Just wondering out loud here, would it be possible to add a car (that doesn't move) onto your home insurance?

    "Wind is Ireland's oil" - An Taoiseach, 25/05/2022



  • Registered Users Posts: 10,113 ✭✭✭✭ elperello


    unkel wrote: »
    Glad for you that you got sorted!

    Just wondering out loud here, would it be possible to add a car (that doesn't move) onto your home insurance?

    Maybe if it was like Jo Bonnier's McLaren :)

    https://i.pinimg.com/originals/8b/f5/3e/8bf53ebc506309ea4770cd7dcd2c8734.jpg


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