Brokest/richest you've been?

MrMiata

Brokest - This September when I return to college and pay for it myself and run a car..
Richest - A few weeks back when I had money saved for college, right before I rear ended a 5 Series BMW and threw away €1000 on a rear bumper.

cnocbui

saintsaltynuts wrote: »

Money is a c*nt isn't it.

No, only the lack of it.

shamrock55

shamrock55 wrote: »

Holy **** how did you pay off 300000 in six years plus save cash for appartment

Inheritance / Life insurance policy paying out
Lotto win :cool:
Earnings not necessarily of the legal variety :eek:

cnocbui

Deleted User wrote: »

Inheritance / Life insurance policy paying out
Lotto win :cool:
Earnings not necessarily of the legal variety :eek:

Probably left Ireland and went to work somewhere with lower levels of taxation.

YFlyer

mr_fegelien wrote: »

Brokest - when I lost my first minimum wage job in college and overdrew €200 from my account

Richest - The day after I finished LC and my mother gave me the account to all the child benefit saved.

Must have lost a lot in those years?

cnocbui

cnocbui wrote: »

Probably left Ireland and went to work somewhere with lower levels of taxation.

Taxhaven or Shíthole?

Peatys

shamrock55 wrote: »

Holy **** how did you pay off 300000 in six years plus save cash for appartment

Posted about it few months ago...

Peatys wrote: »

I worked for a company that charged mega bucks for me to work on customers sites.

Salary didn't cover our mortgage/crèche/diesel etc... Sold a lot of our stuff to make payments

One Friday, i was working late in GE Carrigtwohill to save my firm having to organise attendance for the following week, i got back to ashbourne in the early hours, bought a bag of chips in the chipper on the company card.

A month later the accountant was going through the card and flagged the €3 charge. I told her to talk to my manager who i had talked to the Monday.

She kicked up such a stink my manager told me I'd have to pay back the cash. Damage done, i started my own validation company and sent an email to my site contacts thanking them for all the help over the previous 10 years.

I now make the same money that i used to make for my employers, but it goes into my coffers, not theirs.

My wife is now able to leave her job in ifsc/no commute, and do all our back office work from home and the kids are out of 7am-6pm crèche and into 3 hr preschool.

Peatys

Deleted User wrote: »

Inheritance / Life insurance policy paying out
Lotto win :cool:
Earnings not necessarily of the legal variety :eek:

no just didn't listen to the nay-sayers and went out on my own.. massive risk/stress at the time.

shar01

Brokest - January 1997 - went back to college in September 1996. Down to my last £10.

Richest - September 2018 - found out I was part of the tracker mortgage fiasco and got €43k of my money back.

cnocbui

You got to love a good Karma story!

khaldrogo

dotsman wrote:

Did your parents give theirs to charity? No? Then stop telling other people what to do with theirs. How do you know they didn't need the money? They may have needed a holiday, but decided to save instead. They may have needed a new car, but decided to save instead. They may have needed to buy ice-cream from a van, but decided to save instead. They may have needed branded clothes, but decided to save instead. What is it with socialists that they always want to punish and discourage sensible behaviour???

What are you ****eing on about??

Dr Turk Turkelton

khaldrogo wrote: »

What are you ****eing on about??

I think he's asking you why your parents didn't donate their children's allowance to charity if you expect others to do the same?

fmpisces

In terms of money, the most broke I've ever been was after splitting from my ex. Had literally not a cent to my name. Richest, probably now but there's always room for improvement!

wakka12

khaldrogo wrote: »

You write this like it's a common thing!!!!

The child benefit my mother received for me and my siblings was spent on clothes and food for us not put away in an account. Basically your family didn't need the benefit at all. They should have given the money to charity imo.

Its his money that he was given rightfully, he should have done whatever he pleased with it is what he should have done!

But I agree that the government shouldnt be giving the money to families that dont particularly need it.My family didnt 'need' it but its not like we were so rich that we were flushed with disposable income that we could just give it away to charity, it increased our quality of life still even though our essentials were covered comfortably without the benefits.

DEFTLEFTHAND

mr_fegelien wrote: »

were you running the business or not?

Involved in it yes but not at the executive level.

I was left a share in my grandfathers Will. The business was sold after he died.

Mickiemcfist

Peatys wrote: »

Posted about it few months ago...

Fair play, I love stories like that.

ILoveYourVibes

Never been broke luckily.

Richest now.

khaldrogo

Dr Turk Turkelton wrote:

I think he's asking you why your parents didn't donate their children's allowance to charity if you expect others to do the same?

Because it was spent on the children to put shoes on their feet and food in their bellies as it came in because it was needed to supplement their income. It wasnt something that wouldn't be missed if it didn't arrive. The fact that this guys parents had enough money to put away 18k for him suggests that they didn't need it in the first place.....the child benefit was introduced to help struggling families.

Butterface

Poorest: In college in England, living off £75 a week (after rent and bills). It was more the fact that I spent a large portion of the £75 on socialising. I was fairly good at being a frugal student otherwise!

Richest: Right now. In the middle of buying a house though, so have fairly tightened the belt!

Sugar Free

Right now is by far my highest net worth. Next year after I buy a place I will be worth a large negative figure. So next year and for several years after it will technically be my poorest time.

I 'felt' the richest after moving country, getting paid for the first time and realising how much was left after tax. You try to estimate your cost of living and net income as best as possible before moving by using online calculators and talking to people. However the realisation when you see the number that you're now far better off than before was a nice feeling.

Feeling the poorest was probably during a graduate role after my bachelors. Even then, I had enough money to live just not much else. So, not exactly poor in reality.

L1011

Sugar Free wrote: »

Right now is by far my highest net worth. Next year after I buy a place I will be worth a large negative figure. So next year and for several years after it will technically be my poorest time.

What place are you buying that will have a negative asset to debt value immediately?

ILoveYourVibes

I was broker than a broke leg on hike across a train track with broken lights.

I was richer than Dolly Parton and her lawyers put together!

I was so broke what i had for dinner that day was sleep!

I was so rich Kim K wanted a loan.

I was so broke my landlady saw me break the world record for a mile.

I was so rich I bought Cheryl Cole her career back.

ILoveYourVibes

I know someone who when they were making mashed potato a glass fell just beside the pot and the vast majority of the glass ended up in potato.

They were so poor they picked out what they could and ate it anyway.

ILoveYourVibes

I was so poor there was one day when i couldn't wear Coco Chanel.

I vowed never again.

I'm genuinely astounded at how mild some of the broke stories are. When I was doing my masters in college, I was living for a couple of months rent free in a mate's flat in Croydon, and there were some days I'd have to walk 3 hours from my campus in Kensington back to Croydon, because I'd spent my last 3 quid on the luxury of food. My folks weren't keen on my going straight into a post grád after college, and refused to pay a cent for it. I kind of admire that lack of preciousness, because I learned an awful lot in that year.

I probably survived on maybe 500 pounds a month for all bills from occasional retail work and as many research studies as I could participate in. Taking part in a research study in college for 10 pounds might have meant the difference between eating proper food (pizza) or pasta and butter.

I was filthy broke, and needless to say, the wealthiest I ever felt in my life was the following year when I was renting my own tiny flat in another city and able to afford things like meat and rent and public transport. Being poor is important. You never forget the value of a euro/ pound.

Peatys

A Tyrant Named Miltiades! wrote: »

. Being poor is important. You never forget the value of a euro/ pound.

Amen

ILoveYourVibes

I know someone so poor they only got one pair of underwear per year for most of their childhood. They had to wash them before they went to bed with ordinary soap and hope they would be dry by morning.

ILoveYourVibes

Peatys wrote: »

Amen

Poverty is relative. He was rich to some.

emmabo25

The brokest I've ever been: 7 months pregnant on 2nd child, and husband's work hours were cut drastically. We had to ask the bank for a payment holiday on our mortgage for 6 months, as we could barely afford food.

Richest: Inherited a house from FIL, and we were able to move in there, and sell our first house. Paid off our mortgage, bought a new car, and for the first time in our life had some money to live a little.

ILoveYourVibes

emmabo25 wrote: »

The brokest I've ever been: 7 months pregnant on 2nd child, and husband's work hours were cut drastically. We had to ask the bank for a payment holiday on our mortgage for 6 months, as we could barely afford food.

Richest: Inherited a house from FIL, and we were able to move in there, and sell our first house. Paid off our mortgage, bought a new car, and for the first time in our life had some money to live a little.

Oh what a lovely happy ending