Thanks AIB - Nice surprise

Anybody else get a nice surprise in their AIB account this morning?



I got a not inconsequential payment into my account this morning. The code was T267 Correction.


Possible overcharge on old loan interest (none currently with AIB)?

mfceiling

[Deleted User] wrote: »

Anybody else get a nice surprise in their AIB account this morning?



I got a not inconsequential payment into my account this morning. The code was T267 Correction.


Possible overcharge on old loan interest (none currently with AIB)?

Yep!! €220. Heading on hols on Saturday...Nice little bonus!!

mfceiling

mfceiling wrote: »

Yep!! €220. Heading on hols on Saturday...Nice little bonus!!

Similar amount to mine. Did you have loans with AIB?

mfceiling

[Deleted User] wrote: »

Similar amount to mine. Did you have loans with AIB?

Years and years ago!!

wannabecraig

Got this also. No loan, nothing I can think of. Nothing in the news or my messages section of the app.

D_turbo

Got that myself for 45€.
Couldn't figure out what it was from, no notification or anything.

Mr E

Nothing here. I've been with them since 1992 and have had multiple loans.

D_turbo

D_turbo wrote: »

Got that myself for 45€.
Couldn't figure out what it was from, no notification or anything.

I suspect we'll get in the post today.

Good to see so many get it (sorry, Mr E, maybe they need to send yours around by courier ) means it's less likely to be a random mistake.

GraGaia

Deleted User wrote:

Anybody else get a nice surprise in their AIB account this morning?

Yes, I received over €200. I had a number of student loans but they were a long time ago. Very nice start to the day!

5.11 Tactical

I just got nearly €600 had a few loans all paid off about 5 years ago...I thought it was a revenue rebate

drunkmonkey

Got 90, don't ever remember taking out a student loan but did have other ones.

Dutchy

Plenty of loans. With them 20 years. Not a whiff of a dollar.

Skybirdjb

I got 140 woo woo

gandalf

FFS nothing been with them since 1990.....bastards!

gordongekko

If it is for an overcharge then please change the thread title. There is nothing to thank them for if they are just being forced to hand you back the money the basically stole from you

theteal

I've a student account with about 70c in it that I've not used in about 15 years (cheers for the free phone though!). Should I be breaking my back to get in touch with them??!?!?

pc7

Yeah, I got €190 was going to ring to ask what it was cause it doesn't show any details on payment in etc. happy days!

jlm29

Mine must just be a day late. Tomorrow they will give me a four figured sum, I just know it

Ulysses Gaze

gordongekko wrote: »

If it is for an overcharge then please change the thread title. There is nothing to thank them for if they are just being forced to hand you back the money the basically stole from you

Since it is AIB, the chances are extremely high that that is exactly what it is.

Thephantomsmask

I am interested in what this could be, I had my current account and student loans with them but moved to another bank a few months ago. I doubt they will come looking for me to give me a few bob!

I got five euro and five cent. BOOM

SeaFields

Thephantomsmask wrote: »

I am interested in what this could be, I had my current account and student loans with them but moved to another bank a few months ago. I doubt they will come looking for me to give me a few bob!

I'm the same. Banked with them for a long time but moved. If the regulator has told them to do this they might be obliged to contact us (glass half full thinking )

D3V!L

Mine has a long code on it , no word of correction

Phileas Frog

SeaFields wrote: »

I'm the same. Banked with them for a long time but moved. If the regulator has told them to do this they might be obliged to contact us (glass half full thinking )

Likewise...

gordongekko

gordongekko wrote: »

If it is for an overcharge then please change the thread title. There is nothing to thank them for if they are just being forced to hand you back the money the basically stole from you

Got nothing then ? :pac:


This is posted in Social & Fun. But, if you want to contact Prime Time fire away.

gordongekko

Deleted User wrote: »

Got nothing then ? :pac:


This is posted in Social & Fun. But, if you want to contact Prime Time fire away.

What would be fun is imaging a scandal that goes in the customers favour rather than the banks. It's amazing that the bank is always on the right side of these errors

Leg End Reject

Phileas Frog wrote: »

Likewise...

I'm in the same boat, had a few loans over the years too. Should we contact them?

Gimme A Pound

Got nothing! :mad:

I'm gonna go screaming at them on their Talk To forum now, demanding to know why - that'll teach the reps who have nothing to do with it, and they'll totally know who I am, based on a Boards username!

pc7

Found this on their website, is this it? https://aib.ie/notices/customer-notice-on-personal-loans

Stevieluvsye

May be due to incorrectly sold PPI on loans but just a guess

D3V!L

Turns out I got this

T267 Correction +331.19


A colleague got over 400 !!

pc7

Stevieluvsye wrote: »

May be due to incorrectly sold PPI on loans but just a guess

I never had PPI

D3V!L

pc7 wrote: »

I never had PPI

They haven't been offering PPI for loans for years now.

pc7

Just checked my loan account and €20 gone off that too with T267 correction, so definitely to do with loans

Stevieluvsye

pc7 wrote: »

I never had PPI

I said it was a guess!

pc7

Stevieluvsye wrote: »

I said it was a guess!

I was just answering to say that as I'd never had ppi didn't think that was it, it wasn't a criticism.

For Forks Sake

€182.78 T267 Correction.
I've had a couple of loans (paid in full) over the years, but not a clue where that's from.

D3V!L

Come to think of it this happened to me last year with them as well. I got over 700 off a loan due to some miscalculation.

gordongekko

gordongekko wrote: »

If it is for an overcharge then please change the thread title. There is nothing to thank them for if they are just being forced to hand you back the money the basically stole from you

pc7 wrote: »

Found this on their website, is this it? https://aib.ie/notices/customer-notice-on-personal-loans

pc7 wrote: »

Just checked my loan account and €20 gone off that too with T267 correction, so definitely to do with loans

My reading of that is that they charged interest on a loan(s) that would have been their right, but there T&C's didn't specifically mention it, so on a technicality they have to repay it.



So, not an overcharge. A charge that should have been charged if they had crossed their T's and dotted their I's.



So, again. Thanks AIB. *






* and yes, I do know it's a largely state owned bank, but I'll still take the €€€

Krombopulos Michael

no loan and I got €31.42 back.

Krombopulos Michael

Krombopulos Michael wrote: »

no loan and I got €31.42 back.

The notice from AIB relates to those that got out a loan and then topped it up. Have you ever done this, even in the past?

weldoninhio

I got €152 in my current account and €55 paid off one of my loans. Nice little treat.

Skuxx

I've had a loan with them.... Got nothing!!

Krombopulos Michael

Deleted User wrote: »

The notice from AIB relates to those that got out a loan and then topped it up. Have you ever done this, even in the past?

Student loan about 20 years ago.

Patrick2010

Got nothing ....had several loans over the years with them

D3V!L

Patrick2010 wrote: »

Got nothing ....had several loans over the years with them

Its ok, we got yours.

CryanGame

Patrick2010 wrote:

Got nothing ....had several loans over the years with them

Same

charlietheminxx

Nothing for me either... and I could have used it at the moment!

dk1982

T267 Correction €113 for me!!:D:D:D:D:D:D Nice surprise

QuicklyNow

You get a refund only if you topped up an existing AIB loan in the branch at some stage over the past 20 years ago or so.

On the day you went in and topped up, they didn't properly handle any interest which had built up on your old loan, insofar as they didn't document it in the new credit agreement so they're giving it back to you now in various forms. If you've closed all your accounts with AIB you'll probably get a cheque.

Flashdan

I got 59.68