Buying a house in a dodgy area

katiek102010

Or stay renting knowing you could be homeless at any time.

You know that by buying the house you have a high chance of:

1) ongoing noise issues from next door
2) never be able to let kids play outside
3) 1st thing you do prior to moving in is buy a high quality alarm
4) 2nd thing is turn front garden into a driveway with lockable access as it's not advisable to leave cars on road.
5) run a high risk of not being able to sell the house in future
6) previous occupant was murdered.

Pro's
1) you can pay cash but don't earn enough to get a mortgage
2) amazing school in the area
3) 20 mins from family
4) no stress trying to get a better paying job or childcare to allow you to work longer hours to secure a mortgage

What would you do

Why would you not be able to sell in future?

Houses sell in bad areas all the time. It's how bad areas generally tend to gentrify.

McDermotX

Smells like Clondalkin

Kermit.de.frog

Ok, I can just about live with the rest but...

katiek102010 wrote: »

you have a high chance of:


...6) previous occupant was murdered.

katiek102010

Deleted User wrote: »

Why would you not be able to sell in future?

Houses sell in bad areas all the time. It's how bad areas generally tend to gentrify.

House has been up for sale on and off 2 plus years. It needs some work doing to it but the work needed does not justify the low price. The copper tank etc has been removed by the neighbours.

It's also the murder House but new flooring and paint fixes that.

The people in the adjoining house are from a certain ethnic minority and by all accounts come alive at night.

Friends cousin lives in estate and her house is worth half what her mortgage is and this is half that. She has advised we call around 2am any night of the week.

I have the opinion that cctv, guards and if needs court will put a stop to it but oh Thínks I'm crazy

katiek102010

McDermotX wrote: »

Smells like Clondalkin

No, couldn't afford a shed there

katiek102010

Kermit.de.frog wrote: »

Ok, I can just about live with the rest but...

Appeals to the dark side of me

NIMAN

Can't understand why anyone would consider buying a house and taking a mortgage of maybe 25 to 30 years when they know the area is sh1t?

Is this a serious question OP?

You'll always find somewhere to rent, just move a bit.

katiek102010

NIMAN wrote: »

Can't understand why anyone would consider buying a house and taking a mortgage of maybe 25 to 30 years when they know the area is sh1t?

Is this a serious question OP?

You'll always find somewhere to rent, just move a bit.

This is a serious question

As I said there will be no mortgage, I can pay cash

Moving is not an option. We have a disabled child and need to be near family. Currently there are 0 houses for rent within a 20 mile radius

Kermit.de.frog

katiek102010 wrote: »

This is a serious question

As I said there will be no mortgage, I can pay cash

Moving is not an option. We have a disabled child and need to be near family. Currently there are 0 houses for rent within a 20 mile radius

Where do you live? The Aran Islands?

NIMAN

katiek102010 wrote: »

This is a serious question

As I said there will be no mortgage, I can pay cash

Moving is not an option. We have a disabled child and need to be near family. Currently there are 0 houses for rent within a 20 mile radius

Sorry, didnt see the cash buyer bit. I'll admit, reading the cons, I didn't read any further.

All I have to say, if points 1) to 4) are accurate in your list, you'd be mad to buy.
Would I buy a house where my kids are prisoners and can't go out?

Seriously.

katiek102010

Kermit.de.frog wrote: »

Where do you live? The Aran Islands?

In munster

katiek102010

NIMAN wrote: »

Sorry, didnt see the cash buyer bit.

All I have to say, if points 1) to 4) are accurate in your list, you'd be mad to buy.
Would I buy a house where my kids are prisoners and can't go out?

Seriously.

The points are accurate.

I ha é lived in UK for a no of years and in the long term would the guards not deal with the crowd next door.

Is on going anti social behaviour not a criminal offence here?

The house is similar money wise to buying a brand new family saloon

Ardillaun

I’d be more inclined to take a chance in Dublin where gentrification could rapidly transform a neighbourhood. Down in somewhere like Limerick you could be waiting a long time for that, and if you’re an outsider the locals could gang up on you. I wouldn’t do it. Good luck either way.

freshpopcorn

I might consider it if I could sound proof it.(Might being a very small might).

donegal_man

There's no way on earth I'd even consider buying a house that required fortification to the level you suggest OP especially with a disabled child.

A certain town in Tipperary?

NIMAN

katiek102010 wrote: »

The points are accurate.

I ha ived in UK for a no of years and in the long term would the guards not deal with the crowd next door.

Is on going anti social behaviour not a criminal offence here?

The house is similar money wise to buying a brand new family saloon

Are your potential neighbours from the travelling community?

If so, you can forget about every getting any peace or help from the guards.

I wouldn't take a house beside them for nothing.

Wanderer78

Sometimes it's a decision between two **** options, so I guess try pick the less **** one, and hope for the best

NIMAN

NIMAN wrote: »

Are your potential neighbours from the travelling community?

If so, you can forget about every getting any peace or help from the guards.

"So, you knew who you were moving next to and their well known cultural predilections... And you Now want me to sort it out for you?"

Mrs OBumble

Your OH is right re craziness.

The vast majority of renters are never made homeless.

katiek102010

Deleted User wrote: »

A certain town in Tipperary?

Yup

katiek102010

Wow I wasn't expecting everyone to agree with my oh.

I'll move on to plan B so and sit tight. Thing is if I did by it, it would be a huge chunnk out of our deposit.

Some people say its fine there. Others tell me I'm mad to do it and I'm throwing away that money as I will be driven insane.

evolving_doors

katiek102010 wrote: »

House has been up for sale on and off 2 plus years. It needs some work doing to it but the work needed does not justify the low price. The copper tank etc has been removed by the neighbours.

It's also the murder House but new flooring and paint fixes that.

The people in the adjoining house are from a certain ethnic minority and by all accounts come alive at night.

Friends cousin lives in estate and her house is worth half what her mortgage is and this is half that. She has advised we call around 2am any night of the week.

I have the opinion that cctv, guards and if needs court will put a stop to it but oh Thínks I'm crazy

Well youve just answered your own post, but seeing as its AH i strongly advise you to buy the murder house OP. Let us know how you get on.

My advice is based on nothing and I'm looking for laughs.

Abba987

I wouldn't even consider it. For cash for free or even if I was paid

Hedgelayer

I live in a dodgy area myself, there's a beautiful lake down the road it's quite deep, dangerous for swimming.
Then there's lots of green pastures, and there's bulls in some Fields.

There's a river near by can be high in the winter.

Then there's tight road's you could loose a mirror while driving around a bend,or hit a fox or badger late at night.

Going hiking can be quite dodgy too, you could slip and fall down a crevice.

Yes North Clare can be a dodgy area to live in if you don't have your wit's about you.....

Every area has something dodgy about it....

Hedgelayer

katiek102010 wrote: »

Wow I wasn't expecting everyone to agree with my oh.

I'll move on to plan B so and sit tight. Thing is if I did by it, it would be a huge chunnk out of our deposit.

Some people say its fine there. Others tell me I'm mad to do it and I'm throwing away that money as I will be driven insane.

There's still nice house's in rural Clare you might be able to afford near Doonbeag, Ennistymon is an up and coming place too...

Keep your options open....

Nikki Sixx

The previous occupant having been murdered there would be the alarm bell going off in my head.

Nikki Sixx

Abba987 wrote: »

I wouldn't even consider it. For cash for free or even if I was paid

Yes it’s cheap for a reason. Probably a council estate from hell.

Nikki Sixx

What town in Tipp is so rough?

Stroke Politics

Best property advice I ever got was buy the cheapest house you can find in the best area you can afford, but that’s really only relevant in built up areas.

Could you build on your relatives property or buy a home through a housing cooperative?

macnug

I bought a house from NAMA, cash, in a town in the midlands that wouldn't have the best reputation, the estate was a partial ghost estate so didn't know what I was buying into. Worked out very well for us tbh, estate is lovely (so far) even thought the council have bought a fair few. But then I grew up on council estates in Dublin so anywhere seems better than those places.

Sky King

katiek102010 wrote: »

Some people say its fine there. Others tell me I'm mad to do it and I'm throwing away that money as I will be driven insane.

I wouldn't do it in a million years - i work in a rough area and i thank my lucky starts i can go to a fairly pleasant estate in the evenings and not have to look out my window at bareknukle boxing, people beating the **** out of animals and helping horses ride each other in the middle of the road.

My cousin moved into a house next door in a well known area next door to a certain irish cultural subset. Driven demented. Like, his wife was threatened and everything. Couldnt wait to leave.

Mad_maxx

katiek102010 wrote: »

Or stay renting knowing you could be homeless at any time.

You know that by buying the house you have a high chance of:

1) ongoing noise issues from next door
2) never be able to let kids play outside
3) 1st thing you do prior to moving in is buy a high quality alarm
4) 2nd thing is turn front garden into a driveway with lockable access as it's not advisable to leave cars on road.
5) run a high risk of not being able to sell the house in future
6) previous occupant was murdered.

Pro's
1) you can pay cash but don't earn enough to get a mortgage
2) amazing school in the area
3) 20 mins from family
4) no stress trying to get a better paying job or childcare to allow you to work longer hours to secure a mortgage

What would you do

Your first mistake is believing you can be made homeless at any time as a renter

Wanderer78

Mad_maxx wrote: »

Your first mistake is believing you can be made homeless at any time as a renter

so none of those that are currently homeless were renters?

Mad_maxx

Deleted User wrote: »

Why would you not be able to sell in future?

Houses sell in bad areas all the time. It's how bad areas generally tend to gentrify.

Most bad areas don't gentrify

boombang

katiek102010 wrote: »

I ha é lived in UK for a no of years and in the long term would the guards not deal with the crowd next door.

Is on going anti social behaviour not a criminal offence here?

You've been away too long. Ireland does not enforce responsibility or protect working people from anti social behaviour. That's why the house is cheap.

Mad_maxx

Wanderer78 wrote: »

so none of those that are currently homeless were renters?

I'm sure plenty were. My point was it doesn't happen over night

"homeless" is now a political term anyway

Wanderer78

Mad_maxx wrote: »

I'm sure plenty were. My point was it doesn't happen over night

"homeless" is now a political term anyway

id imagine some homeless situations do actually happen over night, but id also imagine some warning signs are evident. homelessness is a real world term, that affects many globally, its also a reality for many thousands in our own country

Mad_maxx

Wanderer78 wrote: »

id imagine some homeless situations do actually happen over night, but id also imagine some warning signs are evident. homelessness is a real world term, that affects many globally, its also a reality for many thousands in our own country

I believe other threads exist which are more suited to sociology based viewpoints, the OP has specific concerns which relate to them in practice

katiek102010

katiek102010 wrote: »

Yup

If it's the place I'm thinking of I considered it for an investment property amongst thousands of others judging by the views, but thought against it.

It was a ghost estate with the original houses up to good spec.

If your neighbours want a house for a family member your life will be made hell until...

dhaughton99

If you weren’t already brought up in the area and played your part in turning the area into a **** hole, then don’t bother.

Hector Savage

NIMAN wrote: »

Are your potential neighbours from the travelling community?

If so, you can forget about every getting any peace or help from the guards.

I wouldn't take a house beside them for nothing.

This 100%.

OP if you are serious it's just not worth the hassle.
Forget about, they will make your life a living HELL.

katiek102010

Stroke Politics wrote: »

Best property advice I ever got was buy the cheapest house you can find in the best area you can afford, but that’s really only relevant in built up areas.

Could you build on your relatives property or buy a home through a housing cooperative?

Thats not an option. All parents deceased. What's a housing Co operative

katiek102010

Mad_maxx wrote: »

Your first mistake is believing you can be made homeless at any time as a renter

My sons friends family are being made homeless at the moment. They live in our area. Landlord wants the property for a family member.

They have 4 kids, youngest is disabled. They both work, mum part time 3 hrs a day around disabled sons hours. They rely heavily on family to help. Dad helps with care for his dad as family look after him at home

There are currently no properties to rent within a 20 mile radius.

katiek102010

Deleted User wrote: »

If it's the place I'm thinking of I considered it for an investment property amongst thousands of others judging by the views, but thought against it.

It was a ghost estate with the original houses up to good spec.

If your neighbours want a house for a family member your life will be made hell until...

It probably is the same estate. There are currently 2 properties there. I have enough to buy both cash. I was thinking of 1 as an investment

Grayson

NIMAN wrote: »

Can't understand why anyone would consider buying a house and taking a mortgage of maybe 25 to 30 years when they know the area is sh1t?

Is this a serious question OP?

You'll always find somewhere to rent, just move a bit.

Renting isn't secure. I'm facing the same decision. I'm on enough money to buy a house in a bad neighbourhood. I'm barely able to but an apartment is a regular neighbourhood. The main reason to buy is simply because i don't want to be renting when I get old. There's no security.

BattleCorp

Ethnic minority neighbours. Not a fcuking chance.

BattleCorp

katiek102010 wrote: »

It probably is the same estate. There are currently 2 properties there. I have enough to buy both cash. I was thinking of 1 as an investment

If you have enough cash to buy two houses in that estate but not enough cash to get a mortgage in a nicer area, then that should tell you all you need to know about that estate. It must be a real dive altogether.

LirW

As far as I recall there's no immediate threat for you to be given notice. If that's the case, sit tight, keep saving.
If all parents are deceased what family do you need to be close to? Maybe moving further afield and driving is the best out of all non-ideal options. Like I drive my daughter to crèche 25km each way because there was no suitable crèche or childminder around that could cater the hours we need.

If this is literally the only cheap house, don't do it. Especially if you know that this really is rock bottom. Keep renting and work towards a better, more sustainable solution.
Many people live further away from work and have to make it work somehow with no family close by. It's not ideal but needs must.

Sephiroth_dude

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Moving this to Accommodation.

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