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Don't try to insure a second car

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  • Registered Users Posts: 2,382 ✭✭✭1874


    My take on their statement was, they are insured on cars here, from insurance companies outside Ireland? (Not in Ireland possibly meaning, the Insurance companies?) Maybe that poster can clarify and name a few companies and the circumstances, might be helpful to people who want to insure a second car?



  • Registered Users Posts: 12,761 ✭✭✭✭galwaytt


    no, I currently have 2 cars with 2 different companies without any issues - and I had 4 at one point.

    OP needs to look for an insurer that will mirror their NCB.

    Ode To The Motorist

    “And my existence, while grotesque and incomprehensible to you, generates funds to the exchequer. You don't want to acknowledge that as truth because, deep down in places you don't talk about at the Green Party, you want me on that road, you need me on that road. We use words like freedom, enjoyment, sport and community. We use these words as the backbone of a life spent instilling those values in our families and loved ones. You use them as a punch line. I have neither the time nor the inclination to explain myself to a man who rises and sleeps under the tax revenue and the very freedom to spend it that I provide, and then questions the manner in which I provide it. I would rather you just said "thank you" and went on your way. Otherwise I suggest you pick up a bus pass and get the ********* ********* off the road” 



  • Posts: 0 [Deleted User]


    ba



  • Registered Users Posts: 10,186 ✭✭✭✭Marcusm


    Or just build up two NCBs at the same time which is what o have done. Since 6 months after o started driving, I have driven two cars. 17 years and claim free apart from glass claims.



  • Registered Users Posts: 16,088 ✭✭✭✭CiniO



    Not exactly, as my main point here was to show that other countries might have more driver-friendly car insurance rules, while Ireland still penalises anything that is out of ordinary which in their eyes means if you're not "living alone 50 years old female accountant driving 1 litre opel corsa and doing up to 5000 miles per annum", it means you're great target to get screwed for horrendous premium.


    BTW - I love your persistence in arguing with me here on boards literally on every subject I dare to post about - even if it takes close to 4 years ;)



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  • Registered Users Posts: 16,088 ✭✭✭✭CiniO


    No sorry - I was referring to situation abroad.

    Sadly I don't live permanently in Ireland since 2018 :(



  • Moderators, Business & Finance Moderators Posts: 17,620 Mod ✭✭✭✭Henry Ford III


    Whilst that's no doubt correct the reality is that we are talking exclusively about the Irish regime here, flawed and all as it may be.



  • Registered Users Posts: 21,373 ✭✭✭✭ELM327


    I currently have 2 daily policies. One, the main one, on my Tesla with full NCB, 350€ at last renewal. The second is on a 2011 Nissan Leaf, no NCB, €750 to take out last July. That's in addition to my classic policy which is less than €200 per car.

    I suspect the issue is the car type or age, as there's about 10 years where cars are too new for classic policies and are loaded as too old for daily drivers. Only in Ireland, mind.



  • Registered Users Posts: 6 Currently_Confused


    Edit - Problem solved by Google!

    Post edited by Currently_Confused on


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