Amazon now offering 0% credit on certain items?

McMurphy

Not sure if this is exactly the right forum for it, or if this is a new feature or not (I've certainly never noticed it before anyway) but leading on from this thread, when I click the link, it's giving me an option to buy at 0% interest over x 5 months.




Might come in handy for a few lads.

vectorvictor

Johnny Dogs wrote: »

Not sure if this is exactly the right forum for it, or if this is a new feature or not (I've certainly never noticed it before anyway) but leading on from this thread, when I click the link, it's giving me an option to buy at 0% interest over x 5 months.




Might come in handy for a few lads.

UK residents

ablelocks

the German site is offering 12 months 0% credit too....presumably to German residents only

Wheety

Yeah, they're offering finance so I think you have to be UK resident?

McMurphy

vectorvictor wrote: »

UK residents

I don't think so, the only restriction I faced at all was something about currency converter.

Switched my payment method to my revolut card and I could go the whole way through to actually order.

McMurphy

Johnny Dogs wrote: »

I don't think so, the only restriction I faced at all was something about currency converter.

Switched my payment method to my revolut card and I could go the whole way through to actually order.

Aaaand....... ordered successfully.

Easy Rider

Johnny Dogs wrote: »

Aaaand....... ordered successfully.

Out of interest, what did you buy that had this option?

McMurphy

Just to be clear folks.

I ordered stuff via revolut and to PW (One of the items won't officially ship here) and had zero probs.

I test it out later direct to my Irish address.

McMurphy

Easy Rider wrote: »

Out of interest, what did you buy that had this option?

Lots of items have 0% finance items

Here's a phone for example.

https://www.amazon.co.uk/Xiaomi-5-99-Inch-Android-SIM-Free-Smartphone-Black/dp/B07JG3YHP7/ref=mp_s_a_1_1?ie=UTF8&qid=1544136391&sr=8-1&pi=AC_SX236_SY340_FMwebp_QL65&keywords=xiaomi&dpPl=1&dpID=41qn1QgVVPL&ref=plSrch

Firesticks.
https://www.amazon.co.uk/Fire-TV-Stick-4K-Ultra-Hd-With-Alexa-Voice-Remote-Streaming-Media-Player/dp/B079QB9BD7/ref=mp_s_a_1_1?ie=UTF8&qid=1544136440&sr=8-1&pi=AC_SX236_SY340_FMwebp_QL65&keywords=fire+tv+stick&dpPl=1&dpID=31Ixcs-oR3L&ref=plSrch

Don't know how they're selecting what is eligible for finance and what isn't.

donnyvegas

Johnny Dogs wrote: »

Lots of items have 0% finance items

Here's a phone for example.

https://www.amazon.co.uk/Xiaomi-5-99-Inch-Android-SIM-Free-Smartphone-Black/dp/B07JG3YHP7/ref=mp_s_a_1_1?ie=UTF8&qid=1544136391&sr=8-1&pi=AC_SX236_SY340_FMwebp_QL65&keywords=xiaomi&dpPl=1&dpID=41qn1QgVVPL&ref=plSrch

Firesticks.
https://www.amazon.co.uk/Fire-TV-Stick-4K-Ultra-Hd-With-Alexa-Voice-Remote-Streaming-Media-Player/dp/B079QB9BD7/ref=mp_s_a_1_1?ie=UTF8&qid=1544136440&sr=8-1&pi=AC_SX236_SY340_FMwebp_QL65&keywords=fire+tv+stick&dpPl=1&dpID=31Ixcs-oR3L&ref=plSrch

Don't know how they're selecting what is eligible for finance and what isn't.

I don't get any finance option

Easy Rider

donnyvegas wrote: »

I don't get any finance option

Yeah, same.

McMurphy

donnyvegas wrote: »

I don't get any finance option

Easy Rider wrote: »

Yeah, same.

Hmmmm


Only thing I can this of is that I have a PW address registered, and also got customer service to set My prime region to the U.K ages ago though.

I just ordered a Pocophone under the finance option. 5 x payments of 62£.

Anyone else able to confirm?

fritzelly

Surely this is underwritten by some company?
If so once they see a non residential address it will be refused?

Easy Rider

Johnny Dogs wrote: »

Hmmmm


Only thing I can this of is that I have a PW address registered, and also got customer service to set My prime region to the U.K ages ago though.

I just ordered a Pocophone under the finance option. 5 x payments of 62£.

Anyone else able to confirm?

I used my parcel motel in NI and also have my prime set up for UK. At what stage you seeing this?

ted1

fritzelly wrote: »

Surely this is underwritten by some company?
If so once they see a non residential address it will be refused?

They’ve hundreds of billions in the bank. No reason for them not to do it themselves

dor83

I ordered a projector with this on black Friday, I originally ordered to my Irish address and they accepted the order but I changed it to PW because it arrived a week earlier and was a bit cheaper with the VAT. I'd say it is only offered to people who have a UK address as their billing address, I use my PW one to get the UK prime video.

McMurphy

fritzelly wrote: »

Surely this is underwritten by some company?
If so once they see a non residential address it will be refused?

Gone from my revolut straight away under installments.

McMurphy

Easy Rider wrote: »

I used my parcel motel in NI and also have my prime set up for UK. At what stage you seeing this?

If it's eligible for a finance option it will be displayed under the price.

Fairly random it seems.

Also a few items that had originally been offering me finance now aren't.

Glitch perhaps?

fritzelly

They must have got accredited in the uk, can't just offer credit nilly willy, it's regulated. don't see how that could work in ireland tho

Following with interest

stesaurus

There was a big thread on hukd a week or two back. It was pretty random in terms of who was eligible with the majority of users being from the UK.
I'd says it's on some sort of trial basis with users selected randomly to a degree.

redmissb

Seems a similar set up to QVC easy pay, I've used that a good few times. Just pay over 3 or 4 instalments.

Sir Oxman

dor83 wrote: »

I ordered a projector with this on black Friday, I originally ordered to my Irish address and they accepted the order but I changed it to PW because it arrived a week earlier and was a bit cheaper with the VAT. I'd say it is only offered to people who have a UK address as their billing address, I use my PW one to get the UK prime video.

Not seeing it all (using the examples here)
Have pM as billing and postal address

dercunx

I got 2 Echo Dots and a Fire Stick using this during their Black Friday deals. UK billing address and sent to my Irish address.

dor83

Sir Oxman wrote: »

Not seeing it all (using the examples here)
Have pM as billing and postal address

Even with a UK billing address it selected customers only, one of the conditions said your account needs to have been active for over a year for example but there were a lot more conditions in it. It is supposed to be for UK residents only.

Sir Oxman

dor83 wrote: »

Even with a UK billing address it selected customers only, one of the conditions said your account needs to have been active for over a year for example but there were a lot more conditions in it. It is supposed to be for UK residents only.

Yeah, I'm all Uk setup - card/prime/region UK/billing address etc
I must be a risk!
No bother, it's just intersting to see how it's offered.

Serbian

fritzelly wrote: »

They must have got accredited in the uk, can't just offer credit nilly willy, it's regulated. don't see how that could work in ireland tho

Following with interest

You can follow on Amazon interest free.

McMurphy

Sir Oxman wrote: »

Yeah, I'm all Uk setup - card/prime/region UK/billing address etc
I must be a risk!
No bother, it's just intersting to see how it's offered.

Haven't a clue how it's selected, seems to be extremely random, and yesterday was the first time I ever noticed these offers.

To save Any one else looking, these things don't seems to have any finance offered.

Nvidia Shield.
4K tvs
PlayStation
Xbox ones.
Air fryer

So, I'm wondering if what's on offer via 0% finance is products they can deactivate remotely if you don't pay?

E.g.. So.far I have ordered a Pocophone, which prob can be blocked via the IME no, and fire sticks are also available under finance option, again Amazon can prob make these useless on there end if you fail to stick to the agreement?

Guy:Incognito

Johnny Dogs wrote: »

Haven't a clue how it's selected, seems to be extremely random, and yesterday was the first time I ever noticed these offers.

To save Any one else looking, these things don't seems to have any finance offered.

Nvidia Shield.
4K tvs
PlayStation
Xbox ones.
Air fryer

So, I'm wondering if what's on offer via 0% finance is products they can deactivate remotely if you don't pay?

E.g.. So.far I have ordered a Pocophone, which prob can be blocked via the IME no, and fire sticks are also available under finance option, again Amazon can prob make these useless on there end if you fail to stick to the agreement?

Surely they're rich enough that they can just send some hired goons to break your legs?

Baggly

Hired Goons!??

geotrig

I saw it during the week and presumed it was more tied in with having a uk registered card "revolut" or the likes

MoodeRator

Just purchased the Huawei 115016.0 Stainless Steel Classic Smartwatch on instalments. All I had to do was change my card to STG for payment, this was done at the checkout stage. Irish card, irish address

maximoose

Weird, a few weeks ago I could see this offer on most smartphones - now I don't see it on anything

cherryghost

MoodeRator wrote: »

Just purchased the Huawei 115016.0 Stainless Steel Classic Smartwatch on instalments. All I had to do was change my card to STG for payment, this was done at the checkout stage. Irish card, irish address

Doesnt work for me. Tried as example to follow your exact purchase. Going to checkout with STG payment, nothing.

Tinder Surprise

I've a feeling your billing address might drive if you're offered it, or not

but i stand corrected

MoodeRator

Strange! I just tried it again and the option is no longer there. I even tried logging out of my Amazon account and using the link from their email as I did this morning but still do not get the option again

McMurphy

MoodeRator wrote: »

Strange! I just tried it again and the option is no longer there. I even tried logging out of my Amazon account and using the link from their email as I did this morning but still do not get the option again

I was the same as this.

Could it be a case that as you've already gotten it via 0% finance, They won't let you buy same again?

I mean, surely it's capped otherwise sure you could potentially order phones all day worth 000£s while only having to pay one payment up fromt?

MoodeRator

That was my guess, that it why I logged out of my Amazon account and tried the link again, but to no avail

rom

Can't pay, we will take away (Ireland)

McMurphy

Just noticed the small print....

• This offer applies only to qualifying new products (including new or certified refurbished Amazon devices) sold and shipped by Amazon EU Sarl, when purchased in several “monthly payments” where such option is available on the product detail page.
• This offer applies to one qualifying product in each product category or Amazon device family (as applicable) in your basket at time of checkout, and is limited to one active enrollment per product category or Amazon device family per customer. Fire tablets, Kindle e-readers, Amazon Fire TV, and Alexa-enabled devices (Amazon Echo, Echo Dot, and Amazon Tap) are each an "Amazon device family". Wireless products are an example of a "product category".
• To be eligible for this offer, you must reside in the United Kingdom, your Amazon.co.uk account must have been active for at least one year, you must have a valid credit card associated with your Amazon.co.uk account, and you must have a good payment history on Amazon.co.uk.
• Offer good while supplies last. We reserve the right to cancel this offer at any time.
• You will be charged the full price (including VAT) of the qualifying device you selected (the “Device”) in five equal monthly payments (provided that if the full price is not evenly divisible by five, your final payment amount may be smaller). No interest or finance charges apply to this offer. Any interest, finance charges or fees assessed by the issuer of the payment method to which payments are charged may still apply. Any fee related to the order (such as shipping and/or giftwrapping charges) will be due and assessed in full as part of your initial payment when you check out. Your payment schedule is:

Payment Due Date
Initial Payment


Shipment Date

First Payment

30 Days from the Shipment Date

Second Payment

60 Days from the Shipment Date

Third Payment

90 Days from the Shipment Date

Fourth Payment

120 Days from the Shipment Date

• You authorize us to charge each payment to the credit card you use to make your initial payment. If we are unable to complete a charge using your chosen payment card, you authorize us to charge a payment to any other payment card we have on file in your Amazon.co.uk account. You agree to maintain in your Amazon.co.uk account at least one valid payment card that expires no earlier than 20 days after your last payment due date.
• You may prepay the full remaining balance of your purchase at any time, but you may not prepay a portion of the remaining balance.
• If we are not able to charge any payment to a card on file in your Amazon.co.uk account, our remedies will include the right to deregister your Device, which will block your ability to access Amazon content from this Device. We may also suspend or terminate your Amazon.co.uk account. You agree that we and our affiliates have no liability related to the exercise of these remedies.
• This offer and your purchase of a Device, including any dispute or claim relating thereto, are subject to the terms in the Amazon.co.uk Conditions of Use and Sale, including the applicable law, waiver, and limitation of liability terms therein.
• Any return of a Device purchased through this offer, and the amount of any resulting refund, will be subject to our standard returns policy. The remaining balance of your purchase will be deducted from any refund.
• If you receive a replacement Device from Amazon under our warranty service, you are still responsible to pay the remaining balance owed on your purchase.
• This offer may not be combined with other offers.
• Void where prohibited.
• Taxes may apply in certain jurisdictions.
• Use of your Device is subject to the terms found here

.

lucast2007us

Christ it's longer than the Bible

McMurphy

lucast2007us wrote: »

Christ it's longer than the Bible

Lengthy alright

Just read the bolded parts though, clear up why some of us are being offered it, others aren't, and the possible repercussions if you fail to stick to the agreement.

Sir Oxman

Does anyone who does see the offers have an Irish address in their address book? (Not as default, just listed?)

McMurphy

Sir Oxman wrote: »

Does anyone who does see the offers have an Irish address in their address book? (Not as default, just listed?)

Yep.

But I also have a parcel motel address too.

Sir Oxman

Johnny Dogs wrote: »

Yep.

But I also have a parcel motel address too.

It's very odd and random by the looks of it!
I'm just curious how and why it works.
Maybe if you already have Amazon devices registered to your account it blocks you? Mine are registered as UK and always have been

I have all of the requirements bar living in the UK and I see nothing