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Penalty points expired - insurance refund?

Pops_20 · 2018-07-06 17:45:04

I have 3 points on my licence since July 2015 which are due to be removed shortly. There is currently a 10% loading on my insurance premium for having 3 penalty points. I am only 2 months into my cover. My question is, if I call up my insurer to tell them that I don't have any penalty points now, will they refund me a…

06-07-2018 5:45pm

#1

Pops_20

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I have 3 points on my licence since July 2015 which are due to be removed shortly. There is currently a 10% loading on my insurance premium for having 3 penalty points. I am only 2 months into my cover.

My question is, if I call up my insurer to tell them that I don't have any penalty points now, will they refund me a portion of the 10% loading that I paid on top of my premium in April?

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Comments

#2 06-07-2018 6:40pm

Henry Ford III

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You can certainly call them....

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#3 06-07-2018 6:45pm

thebiglad

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Your insurance premium is set for 12 months unless you change the car or add/remove drivers.

When you received the points I would assume it was during a period of insurance, you were not required to call them then and if you did they did not load your premium at that point - the load was effective at the next renewal.

It is unlikely they will refund you but as previous poster suggests there is nothing to lose in asking.

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#4 11-07-2018 10:44pm

ligertigon

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Post #11
https://www.boards.ie/vbulletin/showthread.php?p=97952976

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