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Penalty points expired - insurance refund?

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  • 06-07-2018 6:45pm
    #1
    Pops_20
    Registered Users Posts: 707 ✭✭✭


    I have 3 points on my licence since July 2015 which are due to be removed shortly. There is currently a 10% loading on my insurance premium for having 3 penalty points. I am only 2 months into my cover.

    My question is, if I call up my insurer to tell them that I don't have any penalty points now, will they refund me a portion of the 10% loading that I paid on top of my premium in April?


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    #2
    Henry Ford III
    Moderators, Business & Finance Moderators Posts: 17,651 Mod ✭✭✭✭Henry Ford III


    You can certainly call them....


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    #3
    thebiglad
    Registered Users Posts: 1,574 ✭✭✭thebiglad


    Your insurance premium is set for 12 months unless you change the car or add/remove drivers.

    When you received the points I would assume it was during a period of insurance, you were not required to call them then and if you did they did not load your premium at that point - the load was effective at the next renewal.

    It is unlikely they will refund you but as previous poster suggests there is nothing to lose in asking.


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    #4
    ligertigon
    Closed Accounts Posts: 556 ✭✭✭ligertigon


    Post #11
    https://www.boards.ie/vbulletin/showthread.php?p=97952976


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